As someone not used to conveyancing in Chorley what is your top tip you can give me for the ownership transfer in Chorley
You may not hear this from too many lawyers but conveyancing in Chorley or throughout Lancashire is an adversarial experience. Put another way, when it comes to conveyancing there exists plenty of room for friction between you and others involved in the ownership transfer. For instance, the seller, property agent and on occasion your lender. Choosing a solicitor for your conveyancing in Chorley is a critical decision as your conveyancer is your adviser, and is the SOLE party in the transaction whose interest is to look after your best interests and to protect you.
There is a definite ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. You must always trust your lawyer above all other players when it comes to the legal assignment of property.
We had appointed solicitors locally in Chorley on the UBS solicitor panel. They are now charging me a separate amount for the legal aspects of the UBS mortgage. Is this a supplemental conveyancing fee set by UBS?
Provided it is contained in their Terms of Engagement or estimate then yes your solicitor can charge a fee for this. The fee is not set by UBS but by your Chorley conveyancer. Some firms on the UBS panel will quote an ‘acting for lender’ fee and others do not.
How can we know in advance if a Chorley conveyancing solicitor on the Barclays panel is any good?
When it comes to conveyancing in Chorley seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor handling your conveyancing.
My offer was accepted on a property in Chorley on 28/5/2025, valuation was booked 4 days after, all came back fine. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Are Skipton entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
How does conveyancing in Chorley differ for newly converted properties?
Most buyers of new build property in Chorley contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is completed. This is because builders in Chorley typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chorley or who has acted in the same development.
Are there any apps to help search for a Chorley solicitor on the Clydesdale conveyancing panel? I have a car and am prepared to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the search on this website. Please select a lender and your location and you will see a number of Chorley conveyancing lawyers located nearest you. We have listed some Chorley conveyancing firms at the bottom of this page and you can telephone them to verify if they are on the Clydesdale panel
Back In 2006, I bought a leasehold house in Chorley. Conveyancing and Godiva Mortgages Ltd mortgage went though with no issue. A letter has just been received from someone claiming to own the reversionary interest in the property. It included a ground rent demand for rent dating back to 1997. The conveyancing practitioner in Chorley who acted for me is not around. What should I do?
First make enquiries of HMLR to make sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. There is no need to instruct a Chorley conveyancing lawyer to do this as you can do this on the Land Registry website for £3. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I own a 1st floor flat in Chorley, conveyancing formalities finalised in 1998. Can you let me have an estimated range of the fair premium for a lease extension? Comparable flats in Chorley with over 90 years remaining are worth £186,000. The average or mid-range amount of ground rent is £55 levied per year. The lease finishes on 21st October 2077
With 52 years remaining on your lease the likely cost is going to range between £29,500 and £34,000 as well as costs.
The figure that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.
My cousin is purchasing a studio flat in Chorley. He has received an estimate by the solicitor recommended by the selling agents totaling £1275 . It was ten years ago since I sold and bought a home and the bill was £500. Have costs really escalated to that extent?
What does the conveyancing estimate include? Is it just for the legal fees, or what you will be paying in total (for instance Chorley searches, land registry fees, etc)