My family solicitor has quoted £1400 for no sale no fee conveyancing in Leyland. I’m looking to sell a modern house for £275,000. Is this too much? Is it above what I should be paying for conveyancing in Leyland?
The costs illustration is fractionally on the high side. If you shop around you may be able to trim some of the cost by say a hundred pounds. On the other hand, you maycome to regret opting for an an untested lawyer. Don't forget to enquire that the solicitor can also act for your mortgage company. You can employ our search tool to choose a Leyland conveyancing firm on the banks member panel which can often include conveyancing solicitors in Leyland.
We are expecting a mortgage offer soon. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to appoint their panel lawyer as I would prefer to instruct a Leyland based conveyancing firm?
Do check but the the probability is that give you one of their panel solicitors should you accept the "fee-free" offer. Contact the lender and see if they offer you a cash alternative. Some lenders have previously offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Leyland.
I recently had an offer accepted on a house in Leyland. My financial adviser suggested a solicitor. I paid an advanced payment of £225. Not long after, the conveyancer called me to say that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have instructed a Leyland conveyancing practitioner having made sure that they are on the RBS conveyancing panel. Does my lawyer arrange the survey of the property?
RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Leyland postcode. As you are getting a mortgage with RBS, you could contact them to see if they have a list of approved surveyors in Leyland.
Virgin Money have agreed my home loan in principle, my bid on a apartment in Leyland has been accepted, now what?
Your property agent will need to be informed of your solicitor's details (ensure that the conveyancing practitioners are on the lender’s approved list). Call up Virgin Money or the broker and finish off any relevant documentation. Virgin Money will instruct a valuer who will get in contact with the estate agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes about a fortnight to get a mortgage offer. Virgin Money will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Leyland.
I have been on the look out for a flat up to £245,000 and identified one near me in Leyland I like with open areas and railway links nearby, the downside is that it's only got 61 years on the lease. I can't really find anything else in Leyland for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a mortgage the shortness of the lease will likely be problematic. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least twenty four months you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.
I have been sourcing a conveyancing practitioner in Leyland for my sale. Can I see a solicitor's record with the profession’s regulator?
Anyone may find presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions started on or after 1 January 2008. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The regulator could recorded call for training reasons.
My brother mentioned that before choosing a conveyancing solicitors they need approved by your lender. This is my first house move but I have an AIP with Halifax and I already have a family conveyancing lawyer in Leyland at the ready. Can HSBC need an approved lawyer to be used? If so, where do I find that list so I can appoint a conveyancing solicitor in Leyland?
You need to use a solicitor that is on the HSBC panel. Just call your preferred Leyland conveyancing solicitor and ask if they are on the HSBC panel. If they are not on the panel you have a number of choices available to you here:
- Carry on with your existing Leyland conveyancing practitioner but HSBC will need to appoint a conveyancing practitioner on their conveyancing panel. The net impact is additional charges together with potential frustration.
- Choose a fresh conveyancer to conduct the conveyancing, not forgetting to check that they are on the HSBC conveyancing panel.
- Convince your conveyancing practitioner to do everything within their powers to join the HSBC conveyancing panel.