Much to our surprise we have been informed by our lender that my Leyland property lawyer is not on the mortgage company Solicitor panel. How can I be sure if this is correct?
Your first step should be to call your Leyland lawyer directly. It is reasonable to expect your lawyer to notify you what has happened. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
Is it realistic for conveyancing in Leyland to be completed within two weeks?
In the event that you are under time constraints for your conveyancing we would recommend that your conveyancer is familiar with the area as they will make use of local relationships and insight. It is even conceivable that they may have handled otherhouses in the same neighbourhood. You would be best advised to use a Leyland conveyancing firm. In addition, check that the conveyancing firm is on the on the approved list for your mortgage company. It is said that nearly one in five of Leyland conveyancing deals are frustrated or derailed after discovering a buyer’s conveyancer was not on their mortgage lender’s panel. In many cases this discovery resulted in the conveyancing being delayed by almost three weeks. It is claimed that this issue affects approximately 100,000 home moves every year. Many Leyland conveyancing practices can not act for certain banks so do check at the outset.
The Leyland conveyancing firm that I appointed last week on my house acquisition in Leyland have without warning shut down. I only went with them because I needed a firm on the TSB conveyancing panel and my previous Leyland lawyer was not. I wrote them a cheque for two hundred pounds in advance. What do I do now?
If you have an estate agent involved then inform them straight away so that they advise the vendors that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the TSB conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.
I am assisting my step-mother sell her flat in Leyland. Does the conveyancer commission an energy assessment or it is for the owner to coordinate?
Following the demise of Home Packs, energy assessments was retained a compulsory part of moving property. An EPC needs to be commissioned before the property is put on the market. This is not a task that solicitors normally arrange. Where you are instructing a Leyland conveyancing practitioner they may be willing to arrange energy performance certificates given their contacts with reputable Leyland energy assessors
We had appointed solicitors based in Leyland on the Bank of Ireland solicitor panel. They are now charging me a supplemental fee for dealing with the Bank of Ireland mortgage. Is this an additional conveyancing fee set by Bank of Ireland?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your conveyancing practitioner can charge a fee for this. The charge is not dictated by Bank of Ireland but by your Leyland conveyancing practitioner. Numerous firms on the Bank of Ireland panel will quote ’dealing with mortgage’ fee and others do not.
I had an offer accepted on an apartment in Leyland on 14/4/2025, valuation was booked 2 days later, received a clean bill of health. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
My relative advised me that if I am purchasing in Leyland I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes included in the estimate for your Leyland conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Leyland around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Leyland Education with maps and statistics, Local Amenities and other useful information regarding Leyland.
How much experience do your Leyland conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Leyland conveyancing lawyers help thousands of buyers move home every year and helped lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Leyland conveyancers have worked on recent similar matters.