The conveyancer who assisted with my former purchase has sent a quote for £1400 for no move no fee conveyancing in Church Stretton. I am looking to sell a Georgian property for £175,000. This appears expensive. Is it above the norm for conveyancing in Church Stretton?
The charges are a bit high. If you are prepared to spend time comparing costs you may be able to reduce the fees slightly by as much as £125. On the other hand, you couldcome to regret choosing an an untested solicitor. Don't forget to ensure the solicitor can act for your bank. You can make use of our search tool to select a Church Stretton conveyancing company on the lender’s approved list of lawyers which can often include conveyancing solicitors in Church Stretton.
We were just about to exchange contracts for a property in Church Stretton. We have hit a snag. The loan offer with Norwich and Peterborough Building Society runs out on 29/5/2026 but the vendors are putting forward a completion date of 2/6/2026. Can one prolong the loan offer?
The person best placed to deal with your concern is your lawyer who will calculate if he or she is should be discussing with the mortgage broker, owner’s solicitors, estate agents or possibly all parties given what has gone on in your conveyancing to date.
We are purchasing a house in Church Stretton. It might be a silly question but how we can trust a solicitor? At some point we will need to send funds into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have today made my last payment due on my mortgage with Santander. I assume I don't need a Church Stretton property lawyer on the Santander panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
It is not clear whether my bank requires a lease extension. I have telephoned my Church Stretton building society branch on a couple of occasions and was told they are content with the situation and they will lend. My Church Stretton conveyancing solicitor - who is on the bank conveyancing panel- called and was told they refuse to lend based on their published requirements. I simply don't know who is right.
The conveyancing practitioner has to follow the CML Handbook Part 2 specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Is it possible to change solicitor as I have to appoint one who is on the Lloyds TSB Bank conveyancing list. I instructed a family conveyancing solicitor in Church Stretton five minutes from me but she is not approved by Lloyds TSB Bank
It would be our pleasure to help you find a conveyancing solicitor in Church Stretton on the Lloyds TSB Bank panel. Please note that the conveyancers that we work with do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Church Stretton. In making use of search facility on this website, you can contrast charges for conveyancing solicitors in Church Stretton and throughout England and Wales.
I've recently bought a leasehold house in Church Stretton. Do I have any liability for service charges relating to a period prior to my ownership?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I purchased a split level flat in Church Stretton, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar properties in Church Stretton with over 90 years remaining are worth £180,000. The ground rent is £65 per annum. The lease finishes on 21st October 2084
With 58 years remaining on your lease we estimate the premium for your lease extension to be between £22,800 and £26,400 as well as plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first getting professional advice.
Is there a reason that Church Stretton conveyancing charges are more expensive for leasehold and freehold properties?
Leasehold conveyancing in Church Stretton will often involve additional work such as reviewing the lease, communicating with the freeholder, obtaining up to date rent receipts, landlord’s consents, management company’s accounts amongst other tasks.