I am acquiring residence in Cleveleys. My Conveyancer is not listed on the mortgage company approved panel. Am I still permitted to continue with my Cleveleys conveyancing solicitor even though they are excluded from the bank approved list?
Various options include
- Proceed with your preferred Cleveleys lawyer but your lender will undoubtedly use a lawyer from their conveyancing panel. This will result in additional cost and probable frustration.
- Get a fresh property lawyer to act in the purchase, ensuring that they are on the lender conveyancing panel.
- Convince your conveyancer to apply to join the lender panel
Are the Cleveleys conveyancing solicitors identified as being on the UBS conveyancing panel, together with their details provided by UBS?
Cleveleys conveyancing firms themselves provide us confirmation that they are on the UBS conveyancing panel as opposed to being supplied with a list from UBS directly.
I have justbecome aware that Wolstenholmes have closed. They conducted my conveyancing in Cleveleys for a purchase of a leasehold apartment 18 months ago. How can I be sure that my home is not still registered in the name of the former proprietor?
The quickest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Cleveleys conveyancing specialists.
I'm refinancing my existing property to a BTL mortgage with Yorkshire Building Society and I will use the ballance of the raised equity as a deposit on further property. The neighborhood we are interested in is Cleveleys. Will your lawyers be able to act for both sets of mortgage companies and tie in the two deals?
Do use our search tool on this site to ensure that the conveyancers are approved by both lenders. On the basis that they are the conveyancer should be able to simultaneously deal with the two conveyancing matters but you should have a chat with you lawyer and specify your expectations and requirements.
I own a leasehold flat in Cleveleys. Conveyancing and Nationwide Building Society mortgage are in place. A letter has just been received from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1992. The conveyancing practitioner in Cleveleys who previously acted has long since retired. Do I pay?
The first thing you should do is make enquiries of HMLR to be sure that the individual claiming to own the freehold is in fact the new freeholder. There is no need to incur the fees of a Cleveleys conveyancing practitioner to do this as it can be done on-line for less than a fiver. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I acquired a studio flat in Cleveleys, conveyancing formalities finalised 8 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable flats in Cleveleys with an extended lease are worth £175,000. The ground rent is £65 charged once a year. The lease terminates on 21st October 2083
With 58 years left to run we estimate the price of your lease extension to span between £23,800 and £27,400 plus legals.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.
We are looking to acquire a repression property in Cleveleys and the bank selling require completion inside a week. Can a property lawyer meet that timeframe? Would it be better to instruct a high street Cleveleys firm or an online firm that advertises to offer speedy conveyancing?
Visit your Cleveleys high street. Go in to a couple of companies and ask to talk to a conveyancing solicitor for an estimate. Explain your situation and get a commitment on time frames. Choose the firm that appears most efficient. You need to choose a conveyancer on the panel of lawyers who can act for your lender.