My god-son is in the process of securing a new build apartment in Thornton Cleveleys with a home loan from HSBC. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the HSBC conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the HSBC conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Thornton Cleveleys. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/11/2026, the requirements read as follows :
The estate agent has sent us the confirmation of our purchase of a new build flat in Thornton Cleveleys. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Thornton Cleveleys
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Thornton Cleveleys is the location of the property. Can you shed any light on this issue?
Flying freeholds in Thornton Cleveleys are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Thornton Cleveleys you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Thornton Cleveleys may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Is it possible to change conveyancer as I need to instruct one who is on the TSB conveyancing list. I instructed a high street conveyancing solicitor in Thornton Cleveleys five minutes from me but he is not approved by TSB
We will our best to assist in finding you a conveyancing solicitor in Thornton Cleveleys on the TSB panel. Please note that the law firms that we on the directory do not pay us fee if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Thornton Cleveleys. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Thornton Cleveleys.
We're FTB’s - had an offer accepted, yet the selling agent has warned us that the seller will only proceed if we appoint their preferred lawyers as they want an ‘expedited deal’. My instinct tells me that we should use a local conveyancer who is familiar with conveyancing in Thornton Cleveleys
We suspect that the owner is unaware of this requirement. Should the seller require ‘a quick sale', alienating a genuine purchaser is not the way to achieve this. Try to communicate with the vendors directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)however you intend to use your own,trusted Thornton Cleveleys conveyancing lawyers - not the ones that will earn their estate agent a introducer fee or meet his conveyancing figures demanded by senior management.