I am looking to buy a flat and need a conveyancing solicitor in Clitheroe who is on the Barclays solicitor. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barclays in certain locations such as Clitheroe. We dont recommend any particular firm.
We previously selected conveyancers based in Clitheroe on the Barclays solicitor approved list. They have just billed me an additional fee for handling the Barclays mortgage. Is this a supplemental conveyancing fee specified by Barclays?
Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your solicitor may charge a fee for this. This charge is not set by Barclays but by your Clitheroe conveyancer. Plenty of firms on the Barclays panel will levy ’dealing with mortgage’ fee and others do not.
We have a mortgage agreed in principle with Nationwide. Clitheroe conveyancing practitioners are chosen. What is the average time that one could expect to receive a mortgage offer from Nationwide?
There is no definitive answer here. Have Nationwide completed the valuation? Have you informed Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am due to exchange contracts on my apartment. I had a double glazing fitted in June 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Principality are being difficult. The Clitheroe solicitor who is on the Principality conveyancing panel is saying indemnity insurance will be fine but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Clitheroe is where the house is located. Is there any advice you can give?
Flying freeholds in Clitheroe are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Clitheroe you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clitheroe may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
As co-executor for the estate of my aunt I am disposing of a property in Neath but live in Clitheroe. My conveyancer (approximately 300 kilometers from merequires that I sign a stat dec before the transaction finalising. Can you recommend a conveyancing practitioner in Clitheroe who can witness this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are Clitheroe based
I only have Seventy years remaining on my flat in Clitheroe. I am keen to get lease extension but my freeholder is absent. What are my options?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the Court. However, you will be required to prove that you or your lawyers have made all reasonable attempts to track down the landlord. In some cases an enquiry agent would be helpful to carry out a search and to produce an expert document to be accepted by the court as proof that the freeholder can not be located. It is advisable to get professional help from a conveyancer both on investigating the landlord’s disappearance and the vesting order request to the County Court overseeing Clitheroe.
I bought a leasehold flat in Clitheroe, conveyancing formalities finalised September 2003. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Clitheroe with a long lease are worth £201,000. The ground rent is £45 invoiced every year. The lease finishes on 21st October 2090
With just 65 years unexpired the likely cost is going to span between £13,300 and £15,400 plus professional fees.
The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive investigations. You should not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.
Should I be concerned if there is a problem with the searches conducted as part of my conveyancing in Clitheroe?
On the whole, almost all issues revealed in Clitheroe conveyancing search results can be handled prior to completion or title insurance can be put on cover. You should remember that even though you intend on buying the premises and might be content to live with the search results, your lender may not, and ultimately have the final decision.