I have just over seventy years unexpired on my lease and require a lease extension for my apartment in Clitheroe. Conveyancing solicitors on the Virgin panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 23/7/2025 the requirements read as follows :
We are aiming to move property in September. Does my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you put forward a removal company in Clitheroe. Conveyancing solicitor was found prior to coming across this site.
On the day of completion you can collect the house keys from your property agent but this should only occur when the previous owners solicitors inform the agent that the monies to complete are in and the keys can be passed over. After that you can inform the removal company that you are ready to move in. We do not recommend a particular removal organisation but can assist you in choosing a residential property solicitor in Clitheroe or a firm that specialises in conveyancing in Clitheroe.
When it comes to lenders such as Yorkshire BS, do Clitheroe conveyancers have to pay a yearly amount to be on the conveyancing panel?
We are unaware of any bank fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Clitheroe solicitor - who is on the Barclays conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Clitheroe surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I need some fast conveyancing in Clitheroe as I am faced with pressure to exchange contracts inside one month. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are not getting a home loan you have the choice not to do searches although no solicitor would suggest that you don't. Drawing on our experience of conveyancing in Clitheroe the following are examples of issues that can be revealed and adversely impact future mortgageability: Refused Planning Applications, Overdue Charges, Overdue Grants, Unadopted Roads,...
I am purchasing a new build house in Clitheroe benefiting from help to buy. The builders would not reduce the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep told me not inform my lawyer about this deal as it could adversely affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a straight forward, no chain conveyancing. Clitheroe is where the house is located. Is there any guidance you can impart?
Flying freeholds in Clitheroe are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Clitheroe you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clitheroe may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I have been pointed in your direction by three or four local selling agents in Clitheroe to get a quote from a property lawyer using your seach tool. Is there a financial advantage for Estate Agents to recommend your lawyers rather than alternative conveyancing organisations?
We refuse to make any financial incentive for sending work to this site. We thought it would be too underhand a fee as home movers will think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.