I can't travel far from Conwy. I would like to know the logic why all Conwy solicitors are not on all bank panels?
As unjust as it may appear for lenders to restrict who can represent them, from the public’s or solicitor’s standpoint, the other side of the coin is that lending institutions are becoming ever more anxious and regard it essential to protect them from illegal activities. As a result of this concern mortgage companies have reduced their panel of approved conveyancing lawyers to a size that they are happy to control.
My fiancee and I are acquiring our first property. The conveyancing practitioner has messagedto check if we want to purchase extra conveyancing searches. We are really unsure what's appropriate for conveyancing in Conwy
The extent of Conwy conveyancing searches should be triggered based primarily on the premises, the location, the probability of any of these risks, your familiarity of the region and risks, your general appetite to risk. What is important is that you adequately understand what information the searches could supply. You may then make a decision if you consider that you need that information. Should you be unsure, ask the conveyancing practitioner to advise.
Forgive me if this question is silly but I am unexperienced as a 1st time buyer of a two bedroom flat in Conwy. Do I pick up the keys to the premises on the completion date from my solicitor? If this is the case, I will find a local conveyancing solicitor in Conwy?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the vendor’s lawyers, and once they have received this, you should be invited to collect the keys from the selling Agents and start moving into the property. This tends to happen early afternoon.
Is there a list of Leeds Building Society panel solicitors in Conwy on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few lending institutions make their panel listings viewable online. Where you are seeking to appoint a Conwy solicitor on the Leeds Building Society please make the most of our tool.
After weeks of negotiation I have agreed a price on a house in Conwy. My mortgage broker suggested a property lawyer. I paid an advanced payment of £200. Shortly after, the conveyancer called me sheepishly admitting that they were not on the Nationwide conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nationwide panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
The deeds to my home are lost. The solicitors who handled the conveyancing in Conwy 4 years ago are no longer around. What are my next steps?
You no longer need to have the physical deeds to evidence that you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
How do I locate a Conwy solicitor on the Accord Mortgages Ltd conveyancing panel? I have a car and am happy to travel upto 20kilometers to meet the lawyer.
Feel free to make use of the search on this website. Please select a lender and your location and you will see a number of Conwy conveyancing lawyers located nearest you. We have listed some Conwy conveyancing firms towards the end of this page and you can ring them to verify if they are on the Accord Mortgages Ltd member panel
Midway through the sale of a leasehold flat in Conwy. Conveyancing lawyers are doing their job but we have been asked to pay an extortionate amount by the landlord. To date we have paid £225 for a leasehold management information and then another £117.20 for additional questions supplied by the buyers solicitor.
You will not have any say over the level of the charges for this information however the typical fee for the information for Conwy leasehold property is £380. For Conwy conveyancing deals it is usual for the owner to pay for these costs. The freeholder or their agents are under no legal obligation to answer these questions most will be willing to do so - albeit often at high prices out of proportion to the work involved. Unfortunately there is no statute that requires fixed charges for administrative tasks. Nor is there any statutory time frame by which they are required to issue answers.