The Deganwy conveyancing firm handling our Deganwy conveyancing has spotted an inconsistency between the surveyor’s assumptions in the valuation survey and what is in the title deeds. My solicitor has advised that he must ensure that the bank is happy with this discrepancy and is content to go ahead. Is my lawyer’s stance appropriate?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Can I use your services to recommend a Conveyancing solicitor in Deganwy even if I’m not purchasing or selling a house, for instance where I intend to acquire an office in Deganwy with a mortgage from Norwich and Peterborough Building Society?
The service is predominantly used to help choose domestic conveyancing solicitors in Deganwy but we have set out at the end of this page a selection of Deganwy commercial conveyancing firms. You will need to make contact with the company directly to check if they can also act for Norwich and Peterborough Building Society
I am purchasing a house and require a conveyancing solicitor in Deganwy who is on the Coventry Building Society approved. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Coventry Building Society in certain locations such as Deganwy. We dont recommend any particular firm.
My wife and I are buying a house in Deganwy. I might seem paranoid but how we can trust a solicitor? On the day of competition we will need to send money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have paid off my mortgage with UBS. I assume I don't need a Deganwy conveyancing practitioner on the UBS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
The formalities of my remortgage has taken place for my property in Deganwy. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
As co-executor for the estate of my aunt I am disposing of a house in Swansea but I am based in Deganwy. My conveyancer (who is 260 miles from mehas requested that I sign a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Deganwy to attest and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are Deganwy based
Can you set a few of compelling advantages to using a local conveyancer in Deganwy
A significant proportion of house movers in Deganwy choose a nearby high street solicitor so that they can visit in the event that they have problems, and to collect documents without using the Royal Mail.
There is a distinct advantage when opting for a conveyancer nearby to the premises you are purchasing, due to the knowledge of the region and potential local concerns - nevertheless this is moot. Most conveyancers are now via the internet and may be any place in the world.