We are about to exchange contracts for a leasehold flat in Copmanthorpe. We encountered a stumbling block. The loan offer with Platform Home Loans Ltd runs out on 16/2/2026 but the vendors are insisting on a completion date of 18/2/2026. Is it possible to prolong the loan offer?
The person best placed to address this issue is your lawyer who will hopefully assess whether he or she is better off negotiating with the mortgage broker, owner’s lawyers, property agents or possibly all parties based on the history of your conveyancing to date.
I am buying a detached bungalow in Copmanthorpe. The intention is to carry out a loft conversion at the house.Will legal conveyancing on the property include enquiries to ascertain if these works are permitted?
Your solicitor will review the registered title as conveyancing in Copmanthorpe can on occasion reveal restrictions in the title deeds which prohibit categories of changes or require the permission of a 3rd party. Some works need local authority planning consent and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
Does a directory service exist listing Aldermore panel conveyancers in Copmanthorpe on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the CML or Building Society Association websites. A small selection of lending institutions make their panel listings available on the web. If you are in need of a Copmanthorpe conveyancing practitioner on the Aldermore please use our tool.
I am expecting a DIP from Nottingham this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Nottingham recommend any Copmanthorpe solicitors on the Nottingham conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Copmanthorpe solicitors independently although you'll need to choose one on the Nottingham conveyancing panel. The solicitor represents both you and Nottingham through the process.
Are there restrictive covenants that are commonly picked up during conveyancing in Copmanthorpe?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Copmanthorpe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am purchasing a new build house in Copmanthorpe with a loan from Barclays . The sellers would not budge the amount so I negotiated £7000 of additionals instead. The house builders rep suggested that I not disclose to my solicitor about this deal as it could adversely affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Are there any apps to help identify a Copmanthorpe solicitor on the Lloyds TSB Bank conveyancing panel? I have a car and am prepared to travel upto 10kilometers to meet the lawyer.
Feel free to make use of the search on this page. Please choose the bank and your location and you will see a number of Copmanthorpe conveyancing lawyers located nearest you. We have listed some Copmanthorpe conveyancing firms at the bottom of this page and you can contact them to see if they are on the Lloyds TSB Bank panel
Are Copmanthorpe conveyancing solicitors duty bound by the Law Society to supply transparent conveyancing costs?
Contained within the Solicitors Code of Conduct are specific rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their fees to clients.The Law Society have a practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not intended as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, nevertheless, represent the Law Society’s view of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Copmanthorpe or further afield.