I have just started taking steps with the intention of switching my existing standard home loan to a BTL Clydesdale mortgage. I have been informed by my broker that I require a conveyancer as part of the process. I spoke to the same Old Coulsdon conveyancing firm who acted on my behalf when I first bought the property. The costs illustration supplied of £550 has taken me by surprise as I am not require purchase conveyancing - it’s just a straightforward remortgage.
The estimate does seem a little steep. If you are happy to spend time scrutinising quotes you could reduce the fees slightly by as much as £100 plus VAT. On the other hand, providing that you were happy with the service the firm offered you mightlive to regret choosing an an untested lawyer. Remember to enquire that the conveyancer can act for Clydesdale. You can use our search tool to select a Old Coulsdon conveyancing firm on the Clydesdale approved list of lawyers, which can often include conveyancing solicitors in Old Coulsdon.
What is the best way to investigate if the solicitor carrying out my conveyancing in Old Coulsdon is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Barclays Direct thus paying £192.00 in another set of legal costs.
Feel free to make use of the find a lender approved solicitor tool on this site. Pick the mortgage company and type ‘Old Coulsdon’ or your preferred area and you will discover a number of lawyer offices in Old Coulsdon or near you.
We are getting a further advance on our mortgage from Lloyds as we want to conduct improvements to our property in Old Coulsdon. Do we need to appoint a local Old Coulsdon solicitor on the Lloyds conveyancing panel to handle the legals?
Lloyds do not ordinarily require firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.
I was told two weeks ago that my mortgage has been agreed to by Clydesdale. Is it usual for Clydesdale to only issue the offer once my solicitor in Old Coulsdon is approved on their conveyancing panel? Clydesdale have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
My offer on a property in Old Coulsdon has been agreed to, the vendors do nevertheless have a tied purchase. The sellers have offered on a flat, but it’s not been accepted yet, and are looking at other properties booked. I have chosen a bricks and mortar conveyancing solicitor in Old Coulsdon. What do I do now? When should I get the mortgage application with Nationwide started?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of £1k, then valuation, Old Coulsdon conveyancing search costs, etc). First, you must ensure that your conveyancer is on the Nationwide conveyancing panel. Regarding the subsequent phase this very much dictated by the uniqueness of your transaction, attraction to the property and on the state of the market. During a rising market many purchasers would apply for the mortgage with Nationwide and pay for the valuation and only if it was satisfactory would they request their lawyer to press on with the conveyancing in Old Coulsdon.
My company is wishing to lease a unit on the high street. Can you recommend conveyancers offering no-move-no fees for commercial conveyancing in Old Coulsdon for less than £1,200?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Old Coulsdon, including the sale and acquisition of businesses as well as simply premises. If you are hoping to purchase or sell a shop, pub, restaurant, office, retail unit or a whole business we can find you the right solicitor. As for the charges this will depend on the structure and terms of the proposed transaction. Please provide us with your contact information or email so as to enable us to supply you with comprehensive commercial conveyancing quote.
My husband and I are 18 days into a residential purchase having been referred to solicitors by the selling agent to carry out the conveyancing in Old Coulsdon. I am am very disappointed with the quality of service. Could you you assist me in finding new conveyancers?
They would have to be really bad to suggest changing them. Has the mortgage been generated? In the event that it has you must inform them of the new solicitor and ensure the mortgage documents are re-issued. Your new conveyancer needs to be on the lenders approved list to avoid escalating fees and delays. That should be your starting point. The find a solicitor tool will assist you in finding a lender approved lawyer for your home move in Old Coulsdon
Back In 2001, I bought a leasehold house in Old Coulsdon. Conveyancing and Chelsea Building Society mortgage organised. I have received a letter from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1997. The conveyancing solicitor in Old Coulsdon who acted for me is not around. Any advice?
The first thing you should do is make enquiries of the Land Registry to make sure that this person is indeed the registered owner of the freehold reversion. It is not necessary to incur the fees of a Old Coulsdon conveyancing solicitor to do this as you can do this on the Land Registry website for £3. You should note that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I am the registered owner of a second floor flat in Old Coulsdon. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the amount payable for the purchase of the freehold?
if there is a missing landlord or if there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the Leasehold Valuation Tribunal to make a decision on the amount due.
An example of a Freehold Enfranchisement case for a Old Coulsdon property is 223 Brighton Road in September 2013. The premium payable for the acquisition freehold of the properties should be £10,934 (Ten thousand,nine hundred and thirty four pounds) This case affected 3 flats. The remaining number of years on the lease was 75 years.