The mortgage agreement from Santander for the refinancing of my 3 bedroom flat is due within the next few days. Are you able to suggest a low cost conveyancing law firm in Old Coulsdon?
You have come to the wrong site to search for the cheapest conveyancing in Old Coulsdon. Our aim is to provide cost effective conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing brokers offering the bait of £99 conveyancing in Old Coulsdon. In your best case scenario, in going for cheap conveyancing, you will get your money’s worth and at worst it will result in you invoiced for extras and still not get the service you were looking for.
Our god-son is buying a newly built flat in Old Coulsdon with a mortgage from Santander. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Santander conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Santander conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
My wife and I have a renovated Victorian property in Old Coulsdon. Conveyancing solicitor acted for me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Old Coulsdon and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing solicitor who conducted the conveyancing.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Old Coulsdon is where the house is located. Is there any advice you can impart?
Flying freeholds in Old Coulsdon are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Old Coulsdon you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Old Coulsdon may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm refinancing my primary house to a buy to let loan with Leeds Building Society and intend to use the remaining equity towards further property. The location we are interested in is Old Coulsdon. Will your solicitors be able to act for the two lenders and link together the two deals?
Make use of our search tool on this site to check that the conveyancers are approved by both lenders. Having checked that they are your conveyancer will be able to connect the two transactions but you should talk with you solicitor and communicate your desired outcome and needs.
My brother has recommend that I instruct his lawyers for conveyancing in Old Coulsdon. Should I use them?
There are no two ways about it it’s preferable to find a conveyancing practitioner is to have recommendations from friends or family who have actually experience in using the firm you're are thinking of instructing.