Last May we completed a house move in Dollis Hill. We have noticed several issues with the house which we consider were missed in the conveyancing searches. What action can we take? What searches should? have been ordered for conveyancing in Dollis Hill?
It is not clear from the question as what problems have arisen and if they are unique to conveyancing in Dollis Hill. Conveyancing searches and investigations undertaken during the buying process are carried out to help avoid problems. As part of the legal transfer of property, a property owner fills in a form called a Seller’s Property Information Form. If the information ends up being incorrect, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Dollis Hill.
My fiance and I intend to purchase a newly converted flat in Dollis Hill with a loan from Aldermore.We have a Dollis Hill conveyancing practitioner but Aldermore advised that her practice is not listed on their approved list of member firms. we are left little option but to use a Aldermore panel lawyer or keep our local solicitor and pay for a Aldermore panel lawyer to act for them. We feel as though this is unjust; Can we not simply insist that Aldermore use our lawyer?
Unfortunately,no. The loan issued to you contains various provisions, a common one being that solicitors will be on the Aldermore approved list. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Aldermore
I'm purchasing my first flat in Dollis Hill with a mortgage from Clydesdale. The developers refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep advised me not disclose to my lawyer about this extras as it would impact my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it possible to switch solicitor as I need to find one who is on the Lloyds TSB Bank conveyancing panel. I hired a family conveyancing solicitor in Dollis Hill five minutes from me but the firm is not approved by Lloyds TSB Bank
It would be our pleasure to help you select a conveyancing solicitor in Dollis Hill on the Lloyds TSB Bank panel. Please note that the conveyancers that we work with do not pay us a referral fee if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Dollis Hill. Using the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Dollis Hill.
We are one month into a leasehold purchase having been referred to conveyancers by the selling agent to execute conveyancing in Dollis Hill. I am am extremely frustrated with the level of service. Could you help me find new solicitors?
A lawyer would need to be very bad to suggest diss instructing them. Has the mortgage offer been issued? If so you must make them aware of the new contact details and have the offer are issued to the new lawyers. The conveyancer needs to be on the mortgage company approved list to avoid supplemental fees and frustration. That should be your first question of the new solicitors. The find a solicitor tool can help you find a bank approved lawyer for your conveyancing in Dollis Hill
I am considering instructing an online conveyancing practitioner as opposed to a Dollis Hill conveyancing practice. Should I ‘stay local’?
Various benefits exist in having the option visit a local Dollis Hill conveyancing solicitor for instance
- signing documents on short notice
- having face-to-face explanations of things that you need help with
- the ability to raise concerns if things need to addressed
When comparing quotes, look out for hidden extras. The majority decent Dollis Hill high street solicitors give an all-inclusive figure. Many online agents seem to offer cheap prices, yet have hidden 'extras' in the in the terms and conditions.