My aunt passed away 10 months ago and as sole heir and executor I was left the property in Brondesbury. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this allowed?
Given you intend to refinance then Bank of Ireland will insist on your using a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
My aunt pointed out to me me that in buying a property in Brondesbury there may be various restrictions preventing external alterations to the property. Is this right?
We are aware of anumerous of properties in Brondesbury which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Brondesbury should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it correct that all Brondesbury CQS (Conveyancing Quality Scheme) solicitors are on the UBS conveyancing list of approved firms?
It is true that some banks and building societies now make use of CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of firms.
Can I be sure that the Brondesbury conveyancing solicitor on the Kent Reliance panel is any good?
When it comes to conveyancing in Brondesbury obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor handling your transaction.
What does a local search reveal about the property I am buying in Brondesbury?
Brondesbury conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search organisations for instance PSG The local search plays an important role in most Brondesbury conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your new home. The search will supply information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
I am buying a new build flat in Brondesbury. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Brondesbury
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Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.
Hoping to buy a property located in Brondesbury and I am already nervous. I couldn't find anything specific about Brondesbury. Conveyancing will be needed in due course but do you know about the Brondesbury area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Brondesbury. In the meantime here are some basic statistics that we found
My partner and I soon to complete on the purchase a property in Brondesbury but as a result of damage from the recent storms I have negotiated recompense from the current proprietors of four thousand pounds taking the form of a reduction in the price. I had intended this to be dealt with as part of the conveyancing process however my bank will not permit this. Should they have been notified?
Your property lawyer that is on a lender conveyancing panel is required to advise the lender of any changes to the purchase amount. If you were to refuse your lawyer to disclose the price change to your bank then they would have no choice but to disinstructing themselves from acting for you and the mortgage company.