It is a dozen years since I purchased my house in Denham. Conveyancing solicitors have now been instructed on the sale but I am unable to track down my title documents. Is this a major issue?
You need not be too concerned. Firstly the deeds may be retained by your mortgage company or they may be in the possession of the lawyers who acted in your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. Nearly all conveyancing in Denham relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
We are planning to buy with Darlington Building Society. We have called around locally yet am unable to find a Denham conveyancing firm on the Darlington Building Society panel. Could you assist?
Feel free to take advantage of the search tool on this web page. Please choose the lender and type Denham or your preferred area and you will be presented with numerous solicitors based in Denham or nearest you.
There are plenty of conveyancing solicitors in Denham but how do I know who's good?
We would encourage you not to base your choice on the cheapest Denham conveyancing fees. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Forgive me if this question is silly but I am unexperienced as a first time purchaser of a ground floor flat in Denham. Do I pick up the keys to the house on completion from my conveyancer? If so, I will instruct a High Street conveyancing solicitor in Denham?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the seller's solicitors, and once they have received this, you will be able to receive the keys from the selling Agents and start moving into the property. This tends to happen between 1 and 3pm.
I am currently in the process of buying my council flat in Denham. I have a mortgage agreed with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
How does conveyancing in Denham differ for newly converted properties?
Most buyers of new build or newly converted property in Denham contact us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Denham usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Denham or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a quick, no chain conveyancing. Denham is where the house is located. Can you shed any light on this issue?
Flying freeholds in Denham are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Denham you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Denham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am looking to sell my property. My previous solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Denham if that makes things easier.
Do use our search tool to help you choose a solicitor for your conveyancing in Denham. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.