Is there a search tool that I can utilise to find out if the solicitor handling my conveyancing in Harefield is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for The Mortgage Works thus spending £192.00 in further legal charges.
Please do make use of the find a conveyancing panel solicitor tool on this site. Please choose the lender and type ‘Harefield’ or your preferred area and you will be presented with a number of lawyer offices in Harefield or nearest you.
If you had a top tip for choosing a conveyancing solicitor in Harefield what would it be?
It would be unwise to be tempted by the lowest Harefield conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
Can you point me to a directory of Kent Reliance panel conveyancers in Harefield on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association sites. Very few mortgage companies make their panel listings viewable over the internet. If you are looking for a Harefield property lawyer on the Kent Reliance please make the most of our tool.
I am expecting a AIP from TSB this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do TSB recommend any Harefield solicitors on the TSB conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Harefield solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Harefield?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Harefield. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the advice of my in-laws I had a survey completed on a property in Harefield ahead of retaining conveyancers. I have been advised that there is a flying freehold element to the property. My surveyor has said that some mortgage companies tend refuse to issue a loan on a flying freehold home.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Harefield. Conveyancing will be smoother if you use a solicitor in Harefield especially if they are acquainted with such properties in Harefield.
I've recently bought a leasehold flat in Harefield. Do I have any liability for service charges relating to a period prior to my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have tried to negotiate informally with with my landlord to extend my lease without success. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a Harefield conveyancing firm to represent me?
Most certainly. We can put you in touch with a Harefield conveyancing firm who can help.
An example of a Lease Extension decision for a Harefield premises is Flats 8, 11 and 15 Craigmore Court 46 Murray Road in December 2013. The tribunal held that the price payable by the Applicant tenant of Flat 8 to acquire an extended lease shall be £26,438 plus £1 to the intermediate lessee . The tribunal held that the price payable by the Applicant tenants of Flat 11 to acquire an extended lease shall be £26,791 plus £1 to the intermediate lessee. The tribunal held that the price payable by the Applicant tenant of Flat 15 to acquire an extended lease shall be £26,638 plus £1 to the intermediate lessee . This case was in relation to 3 flats. The unexpired residue of the current lease was 71 years.
My partner and I expecting to exchange on the purchase a house in Harefield but as a consequence of wreckage from the recent storms I have agreed reparation from the vendor of five thousand pounds by way of a deduction in the price. This was going to be addressed as part of the conveyancing process yet my lender will not permit this. Should they have been approached?
The conveyancing practitioner that is on the mortgage company approved list is required to disclose to the lender of any changes to the sale figure. In the event that you did not allow your lawyer to disclose the reduction to your lender then they would need to discontinue representing you and the bank.