Do the conveyancing lawyers listed on your site handle conveyancing in Hillingdon by way of an attended exchange?
We do have a number of conveyancing specialists who can conduct attended exchanges. Do call us to secure a costs illustration and details as to dates.
We had chosen conveyancers based in Hillingdon on the Leeds Building Society solicitor panel. They are now charging me a further sum for handling the Leeds Building Society mortgage. Is this a supplemental conveyancing fee specified by Leeds Building Society?
Unfortunately, so long as it is in their Terms and Conditions or estimate then yes your lawyer may levy a fee for this. This charge is not set by Leeds Building Society but by your Hillingdon solicitor. Plenty of firms on the Leeds Building Society panel will levy ’dealing with mortgage’ fee and others do not.
RBS have agreed my home loan in principle, my bid on a property in Hillingdon has been accepted, what happens next?
The property agent will wish to be informed of your solicitor's details (be sure the solicitors are on the bank’s approved list). Call up RBS or the financial adviser and complete any appropriate documentation. RBS will instruct a valuer who will get in touch with the estate agent or owners to arrange a time for the valuation to happen. Once carried out (assuming no problems) it takes approximately a week to get a mortgage offer. RBS will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Hillingdon.
My sealed bid on a property in Hillingdon has been agreed to, but there is a chain. The sellers have put an offer on a property, but it’s not been accepted yet, and are looking at other properties in the pipeline. I have selected a local conveyancing solicitor in Hillingdon. What do I do now? At what point do I apply for the mortgage with Kent Reliance?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is approx £1k, then survey, Hillingdon conveyancing search charges, etc). First, you must check that your property lawyer is on the Kent Reliance conveyancing panel. Concerning the next phase this very much depends on the uniqueness of your case, desire for the property and on the state of the market. In a buoyant market many home buyers will apply for a home loan with Kent Reliance and pay for the valuation and only if it comes back ok would they pay their conveyancing practitioner to move forward with searches.
I understand that there are debates on Chancel Insurance on online forums. Do I require this when buying a property in Hillingdon? or Apparently there is a law dating back centuries that could mean that owners of property residing in a parish church boundary will be compelled to pay for repairs to the chancel in proximity to the church. Is this appropriate for conveyancing in Hillingdon?
Unless a previous purchase of the house took place post 12 October 2013 you can expect conveyancing practitioners delivering conveyancing in Hillingdon to remain encouraging a chancel search and or insurance against a claim.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Hillingdon is where the house is located. Can you offer any guidance?
Flying freeholds in Hillingdon are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hillingdon you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hillingdon may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am 18 days into a leasehold purchase having been recommend to a firm by the selling agent to execute conveyancing in Hillingdon. We are not happy. Can you you assist me in finding new conveyancers?
They would need to be really poor to suggest replacing them. Has the mortgage been generated? If so you will need to make them aware of the new solicitor and ensure the offer are issued to the new lawyers. The solicitor ideally should be on the banks approved list to avoid added costs and frustration. That should be your starting point. The search tool should assist you in finding a bank approved solicitor for your home move in Hillingdon
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the bank conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the mortgage company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the mortgage company solicitor panel.