It is a dozen years since I purchased my house in Cowley. Conveyancing solicitors have just been instructed on the sale but I am unable to track down the title deeds. Will this jeopardise the sale?
You need not be too concerned. First there is a possibility that the deeds will be retained by your mortgage company or they could be in the possession of the solicitor who oversaw the purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Almost all conveyancing in Cowley relates to registered property but in the rare situation where your property is unregistered it is more of a problem but is not insurmountable.
The Cowley conveyancing firm that I recently instructed on my purchase in Cowley have suddenly shut down. I only went with them because I had to have a lawyer on the Principality conveyancing panel and my preferred Cowley lawyer was not. I gave my credit card details for them to take one hundred and fifty pounds for searches. What are my options?
Assuming that you have an Estate Agent in the equation then let them know immediately so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Principality conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to help.
We are selling our home in Cowley and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. A local conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers are using a national conveyancing outfit as opposed to a conveyancing solicitor in Cowley. Having lived in Cowley for many years we know that this is a non issue. Is it a good idea to contact our local Authority to get clarification need.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
What tools are available to search for a Cowley solicitor on the Bank of Ireland conveyancing panel? I drive a motor bike and am willing to travel upto 25kilometers to meet the solicitor.
You can use the search on this website. Please pick a bank and your location and you will see a number of Cowley conveyancing lawyers locally. We have detailed some Cowley conveyancing firms towards the end of this page and you can telephone them to verify if they are on the Bank of Ireland member panel
In surfing the web for the words on line conveyancing in Cowley it shows results of many conveyancerslocally. How do I determine which is the suitable property lawyer for purchase transaction?
The preferential method of finding a suitable conveyancer is through a personal testimonial, so ask friends and those you trust who have purchased a property in Cowley or a local estate agent or financial adviser. Charges for conveyancing in Cowley vary, so it's advisable to secure a minimum of three estimates from varying types of property lawyers. Make sure that you clarify that the charges are guaranteed not to increase.
There are a lot of properties in Cowley on private roads. My wife and I are purchasing such a house. What are the advantages and disadvantages of purchasing a residence on a private road?
Cowley conveyancing solicitors are familiar with transacting homeson unadopted roads. The property lawyer will review the title to identify any rights or liabilities. In many cases there is a management company (wholly owned by residents) that owners pay into for the upkeep of the road. Where there is one, the road should be maintained and look nicer than publicly adopted.