I'm in the process of porting my current residential home loan to a BTL Santander mortgage. I was told by my mortgage that I require a solicitor for this. I spoke to the same Isle of Dogs conveyancing solicitor who acted on my behalf when I originally bought the house. The quote e-mailed to me of £550 has surprised me as I am not require purchase conveyancing - it’s just a bog-standard refinance.
The quote is slightly on the high side. If you shop around you might get the conveyancing a bit cheaper by as much as a hundred pounds. On the other hand, if you were happy with the assistance the firm provided you couldcome to rue choosing an an untested lawyer. Don't forget to ensure the firm can also act for Santander. You can employ our search tool to locate a Isle of Dogs conveyancing firm on the Santander approved list of lawyers, which can often include conveyancing solicitors in Isle of Dogs.
How up to date is your database of Isle of Dogs solicitors on the Lloyds conveyancing panel? Do Lloyds send you an updated list?
Isle of Dogs conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Isle of Dogs. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/11/2025, the requirements read as follows :
I am purchasing a new build house in Isle of Dogs with a loan from Virgin Money. The sellers refused to budge the amount so I negotiated 6k of extras instead. The house builders rep suggested that I not to tell my conveyancer about this extras as it could put at risk my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to find a conveyancing solicitor for freehold conveyancing in Isle of Dogs. I happened to discover a web site which seems to have the ideal answer If there is a chance to get all this stuff done via phone that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
We have AIP from Nottingham Building Society who said that they will loan up to £218k. At what point do I need to appoint a practitioner for conveyancing? Isle of Dogs is where we plan to move to.
You can appoint a solicitor now so that the conveyancing practitioner can open the ledger so they can conduct the ID checks etc. Once you wish them to commence work you will be asked for a payment on account normally approximately £175. That should generally be after you have the loan offer from the lender and survey results, nevertheless should you want to expedite the process you can start the ball rolling quicker albeit risking some money.