It is is a decade since I purchased my home in Isle of Dogs. Conveyancing lawyers have now been instructed on the sale but I am unable to find the title documents. Is this a major issue?
Don’t worry too much. First the deeds may be kept by the lender or they could still be with the lawyers who acted in the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Isle of Dogs involves registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
About to place an offer on a leasehold apartment in Isle of Dogs. The estate agents assure me that it is the norm for flats in Isle of Dogs to have less than 75 years unexpired on the lease. I am taking out a mortgage with Accord Mortgages. Is this going to be a problem if the lease has 72 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/12/2024 the requirements read as follows :
We are buying a property and the conveyancer has raised the issue of Chancel Repair to which the property could be liable given it’s proximity to the area of such a church. She has recommended insurance. Is this strictly appropriate for conveyancing in Isle of Dogs
Unless a prior acquisition of the premises completed after 12 October 2013 you may expect solicitors handling conveyancing in Isle of Dogs to continue to recommend a chancel search and or chancel repair liability insurance.
I am looking to sell my house. My previous lawyers have shut. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Isle of Dogs if that makes a difference.
You should use our search tool to help you find a solicitor for your conveyancing in Isle of Dogs. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
My husband and I are one month into a leasehold purchase having been referred to a firm by the selling agent to handle our conveyancing in Isle of Dogs. I am am extremely disappointed with the level of service. Can you help me find new lawyers?
A conveyancer would need to be really bad in order to consider changing them. Has the mortgage offer been generated? If so you must advise them of the new contact details and have the offer are issued to the new lawyers. Your conveyancer should be on the lenders approved list to avoid escalating charges and frustration. So that should be your starting point. The search tool can help you find a lender approved lawyer for your home move in Isle of Dogs
I only have Fifty years left on my flat in Isle of Dogs. I am keen to get lease extension but my freeholder is absent. What options are available to me?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the Court. You will be obliged to demonstrate that you have done all that could be expected to track down the landlord. In some cases a specialist would be useful to carry out a search and to produce a report to be accepted by the court as proof that the freeholder can not be located. It is advisable to get professional help from a conveyancer both on devolving into the landlord’s disappearance and the vesting order request to the County Court covering Isle of Dogs.
I am the leaseholder of a ground floor flat in Isle of Dogs. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal make a decision on the premium payable for the purchase of the freehold?
Most certainly. We can put you in touch with a Isle of Dogs conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Isle of Dogs flat is 12, 14 & 16 Hull Close in May 2010. the Tribunal determined that the premium payable for the acquisition of the freehold to the subject premises was the sum of £18,300 This case was in relation to 3 flats. The unexpired residue of the current lease was 101.61 years.