I went with a high street solicitor for our conveyancing in Dersingham yesterday. Reviewing the official terms of business I seeI am liable for charges even where the transaction does not complete. Should I ditch them and choose a web based lawyer promising no-sale-no-fee conveyancing in Dersingham?
It is usually a trade off in that if "No Sale No Fee" is advertised then the fee levels will generally be uplifted to cover those cases that do not go ahead. Do bear in mind that these deals tend not to cover disbursements for example Dersingham conveyancing search expenses.
My grandson is buying a newly built flat in Dersingham with a mortgage from Aldermore. His solicitor has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Aldermore conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Aldermore conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Dersingham. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/6/2025, the requirements read as follows :
My wife and I have organised the release of further funds on our home loan from Nationwide as we intend to carry out a loft conversion to our home in Dersingham. Are we obliged to choose a bricks and mortar Dersingham solicitor on the Nationwide conveyancing panel to deal with the paperwork?
Nationwide would not normally require firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide conveyancing panel.
We have agreed to purchase a house in Dersingham. A rare aspect is that the roof has a solar panel. Nationwide have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Nationwide your lawyer must comply with the conveyancing requirements set out in Part two of UK Finance Lenders’ Handbook for Nationwide. The Council of Mortgage Lenders’ Handbook includes minimum provisions for solar panel roof-space leases, and solicitors are required to report to Nationwide where a lease does not meet these requirements. The specifications relate to the installation of panels on properties in England and Wales and is not isolated to Dersingham.
I have a mortgage with TSB for my property in Dersingham. Conveyancing was finalised some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform TSB?
Your original mortgage agreement with TSB will provide that you need their approval before renting your property as this is likely to be a breach of TSB’s mortgage conditions. It may be that TSB will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. It should not be necessary to do this via a TSB conveyancing panel solicitor.
How does conveyancing in Dersingham differ for newly converted properties?
Most buyers of new build residence in Dersingham contact us having been asked by the seller to sign contracts and commit to the purchase even before the house is finished. This is because builders in Dersingham usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Dersingham or who has acted in the same development.
What does commercial conveyancing in Dersingham cover?
Dersingham conveyancing for business premises incorporates a broad range of guidance, given by qualified solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.