Completed the sale of my flat in Snettisham last December yet the purchaser is calling daily complaining that their solicitor needs to hear from mylawyer. What are the post completion sale formalities now that I have sold?
After completion of your disposal your conveyancer should deliver the transfer deeds and all of the paperwork to the purchaser's solicitors. Depending on the transaction, your conveyancer must also evidence that the legal charge in favour of the lender has been discharged to the buyers conveyancers. There is unlikely to be post completion steps specific conveyancing in Snettisham.
We're in Snettisham, First time buyers purchasing with a mortgage (lender is Nationwide , and our solicitor is on the Nationwide conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Nationwide conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Are all Snettisham Conveyancing Quality Solicitors on the Virgin Money conveyancing panel?
It is true that some lenders now utilise the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their panels.
My husband and I have arranged the release of further funds on our home loan from Virgin Money as we intend to conduct a loft conversion to our house in Snettisham. Are we obliged to appoint a nearby Snettisham solicitor on the Virgin Money conveyancing panel to deal with the legals?
Virgin Money do not ordinarily require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money list.
After what feels like an age I have had an offer on an apartment in Snettisham accepted, but there is a chain. The sellers have offered on a flat, but it’s not yet tied up, and have viewings of other flats booked. I have selected a bricks and mortar conveyancing solicitor in Snettisham. What should be my next step? At what stage do I apply for the mortgage with Santander?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of one thousand pounds, then valuation, Snettisham conveyancing search charges, etc). The first course of action is to check that your conveyancer is on the Santander conveyancing panel. As to the next phase this very much dictated by the specifics of your transaction, desire for this property and on the state of the market. In a buoyant market many buyers will apply for a home loan with Santander and pay for the valuation and only if it comes back ok would they ask their solicitor to proceed with searches.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a house in Snettisham? or I am told that there is historic law that means some owners of property living in a parish church boundary may be liable to contribute towards repairs towards the chancel within the church. Is this suitable for conveyancing in Snettisham?
Unless a prior acquisition of the property took place after 12 October 2013 you could assume that solicitors handling conveyancing in Snettisham to continue to recommend a chancel search and or insurance against a claim.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Snettisham is the location of the property. Can you offer any assistance?
Flying freeholds in Snettisham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Snettisham you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Snettisham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Finally, a mortgage agreement from a lender for the remortgage of my 3 bedroom apartment is expected by the end of next week. Are you able to recommend an efficient remortgage conveyancing law firm in Snettisham ?
This site is not designed to help in pursuit of the cheapest conveyancing solicitors in Snettisham. Our aim is to provide value for money conveyancing but our intention is not to work with the cheapest lawyers. Do not be fooled by companies offering £99 conveyancing in Snettisham.At best, in going for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for extras and still not get the service expected.