Just been in touch with my conveyancing lawyer in Dover who conducted the legals 18 months ago and wanted a conveyancing estimate based on the same type of house move (a leasehold property and a freehold premises) of almost identical values with a mortgage from Yorkshire Building Society. It looks as though am now being charged double. Am I right to be tempted to shop around for a cheaper internet firm of conveyancing solicitor?
The estimate does seem a little on the high side. If you you were to look around you might trim some of the cost by as much as £100 plus VAT. That being said, providing that you were satisfied with the service the firm offered you mightlive to rue opting for an a cheaper solicitor. Don't forget to enquire that the solicitor can represent Yorkshire Building Society. You can make use of our search tool to get a quote a Dover conveyancing firm on the Yorkshire Building Society approved list of lawyers, which can often include conveyancing solicitors in Dover.
I am looking to buy a flat and require a conveyancing solicitor in Dover who is on the The Mortgage Works approved. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Mortgage Works in certain locations such as Dover. We dont recommend any particular firm.
We are getting the release of further monies on our home loan from Coventry BS as we intend to carry out a loft conversion to our property in Dover. Do we need to choose a nearby Dover solicitor on the Coventry BS conveyancing panel to deal with the paperwork?
Coventry BS don't usually instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS panel.
After months of negotiation I have agreed a price on a house in Dover. My mortgage broker recommended their conveyancers. I paid an advanced payment of £150. Shortly after, the conveyancer contacted me to say that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Dover solicitor - who is on the HSBC conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
HSBC will need an independent valuation of the property. Your lawyer will not arrange this. Usually HSBC will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Dover surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Is it necessary to pay for insurance to cover chancel repairs when buying a house in Dover?
Unless a prior acquisition of the house took place post 12 October 2013 you may assume that conveyancing practitioners delivering conveyancing in Dover to remain recommending a chancel search and or insurance against a claim.
Are there restrictive covenants that are commonly identified as part of conveyancing in Dover?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Dover. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I have been pointed in your direction by numerous estate agents in Dover to locate a conveyancer using your seach tool. What’s the financial inducement for Estate Agents to recommend your services over another?
We don’t offer any referral fee for sending work to this site. We thought it would be too underhand to pay a commission because a client could think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.