We are getting closer to an exchange on a property in Dover and my parents have sent the ten percent deposit to my conveyancer. I am now told that as the deposit has not come from me my conveyancer needs to make a notification to my lender. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is coming from anyone other than me. I informed the mortgage company regarding my parents' contribution when I applied for the home loan, so is it really appropriate for this now to delay the deal?
The solicitor is obliged to check with lender to ensure that they understand that the balance of the purchase price is not from your own resources. The solicitor can only report this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.
I am the registered owner of a freehold property in Dover yet charged rent, why is this and what is this?
It’s unusual for properties in Dover and has limited impact for conveyancing in Dover but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
I am planning to acquire a house and need a conveyancing solicitor in Dover who is on the Nottingham Building Society approved. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Nottingham Building Society in certain locations such as Dover. We dont recommend any particular firm.
I am buying a new build apartment in Dover. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Dover
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Please supply a car parking plan. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.
Are there any apps to help locate a Dover solicitor on the Bank of Ireland conveyancing panel? I have wheels and am happy to travel upto 25miles to meet the solicitor.
You can use the search on this website. Please select a bank and your location and you will see a number of Dover conveyancing lawyers located nearest you. We have detailed some Dover conveyancing firms towards the end of this page and you can call them to verify whether they are on the Bank of Ireland approved list
I am using a search engine for the term conveyancing in Dover it reveals many solicitorslocally. How do I determine which is the suitable property lawyer for purchase transaction?
The preferential way of seeking a suitable conveyancer is through a trusted referral, so seek the opinion of friends and relatives who have purchased a property in Dover or a respected estate agent or financial adviser. Costs for conveyancing in Dover differ, so it's advisable to secure a minimum of three costs illustrations from varying types of law firms. Be sure to obtain confirmation that the fees are fixed.