I opted for a Dover based lawyer for my conveyancing in Dover today. Looking through the small print I seeI am on the hook for costs even if the movefalls through. Should I go with them or appoint a web based lawyer promising no-sale-no-fee conveyancing in Dover?
It is usually ‘give and take’ in that if "No Completion No Fee" is available then the conveyancing charges will tend to be be more expensive to neutralise those cases that do not proceed. Do bear in mind that these promotions rarely protect you from expenses such your Dover conveyancing search charges.
Would the conveyancing solicitors via your comparison service perform conveyancing in Dover by way of an attended exchange?
We do have a number of conveyancing specialists carrying out personalised exchanges. Please e-mail us to receive a conveyancing quote and details as to dates.
Can you help - my lawyer advises that absentee landlord insurance is necessary on my purchase. What is the level of cover for Dover conveyancing?
The right level of absentee landlord indemnity insurance should be dictated by who who your lender is. It would differ for example between HSBC Bank and Leeds Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
My husband and I have organised a further advance on our home loan from Aldermore as we want to carry out renovations to our house in Dover. Do we need to appoint a local Dover solicitor on the Aldermore conveyancing panel to deal with the legals?
Aldermore would not normally require firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore list.
I have instructed a Dover property lawyer having checked that they are on the Aldermore conveyancing panel. Does my lawyer arrange the survey of the property?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Dover surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I am looking for a leasehold apartment up to £195,000 and found one near me in Dover I like with amenity areas and transport links nearby, however it only has 52 remaining years left on the lease. There is not much else in Dover suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
If you require a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.
My husband and I are a fortnight into a leasehold purchase having been recommend to conveyancers by the estate agent to perform conveyancing in Dover. I am am very frustrated with the level of service. Can you help me find new conveyancers?
A conveyancer would have to be really bad in order to consider changing them. Has the loan offer been generated? If so you must make them aware of the replacement conveyancer and get the offer are re-sent. Your new solicitor ideally needs to be on the mortgage company approved list to avoid added fees and complications. So that should be your starting point. The search tool will assist you in finding a bank approved solicitor for your home move in Dover
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the lender conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the lender conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the bank solicitor panel.