We are only a couple days away from an exchange on a flat in Sandwich and my mum and dad have transferred the ten percent deposit to my lawyer. I am now told that as the deposit has been received from someone other than me my lawyer needs to make a notification to my bank. I am advised that, in also acting for the mortgage company he must advise them that the balance of the purchase price is coming from anyone other than me. I advised the mortgage company concerning my parents' contribution when I applied for the home loan, so is it really appropriate for this now to be an issue?
Your lawyer is duty bound to check with mortgage company to make sure that they understand that the balance of the purchase price is not from your own resources. The solicitor can only report this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
As someone with no idea as to conveyancing in Sandwich what’s the number one tip you can impart concerning the house moving process in Sandwich
Not many law firms shout this from the rooftops but conveyancing in Sandwich or throughout Kent is often a confrontational experience. In other words, when it comes to conveyancing there exists lots of opportunity for conflict between you and other parties involved in the legal transfer of property. For example, the seller, estate agent and even potentially a mortgage company. Choosing a solicitor for your conveyancing in Sandwich is a critical decision as your conveyancer is your adviser, and is the ONLY party in the process whose interest is to act in your legal interests and to protect you.
There is a distinct increase of a "blame" culture- someone has to be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your conveyancer above all other parties in the conveyancing process.
Are there restrictive covenants that are commonly identified as part of conveyancing in Sandwich?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Sandwich. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I was pointed in your direction by numerous estate agents in Sandwich to locate a property lawyer using your seach tool. What’s the financial upside for Estate Agents to market your site over and above alternative conveyancing organisations?
We refuse to offer any financial incentive for pointing buyers and sellers our way. We thought it would be too underhand to pay a commission because members of the public would think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.
As co-executor for the will of my father I am disposing of a residence in Newport but live in Sandwich. My conveyancer (who is 235 kilometers awayneeds me to sign a statutory declaration prior to completion. Could you suggest a conveyancing practitioner in Sandwich who can attest and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are based in Sandwich
I am in need of some leasehold conveyancing in Sandwich. Before I set the wheels in motion I want to be sure as to the unexpired term of the lease.
If the lease is registered - and 99.9% are in Sandwich - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Sandwich Leasehold Conveyancing - A selection of Questions you should ask before buying
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Is there a share of the freehold? It would be a good idea to investigate if there is anything that is prohibited in the lease. For instance some leases prohibit pets being allowed in in a block in Sandwich. If you love the propertyin Sandwich but your dog is not allowed to move with you then you will be faced difficult determination. Does the lease have onerous restrictions?