We had instructed conveyancing lawyers locally in Maxton on the Leeds Building Society solicitor approved list. They have just invoiced me a separate charge for dealing with the Leeds Building Society mortgage. Is this a supplemental conveyancing fee specified by Leeds Building Society?
Provided it is contained in their Terms of Engagement or estimate then yes your conveyancer is entitled to charge a fee for this. The charge is not set by Leeds Building Society but by your Maxton conveyancer. Numerous firms on the Leeds Building Society panel will quote an ‘acting for lender’ fee but many practices incorporate it on their overall fee.
I currently have a mortgage with Nottingham for my property in Maxton. Conveyancing was finalised months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Nottingham?
Your original mortgage agreement with Nottingham will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Nottingham’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nottingham directly. It should not be necessary to do this via a Nottingham conveyancing panel solicitor.
I had an offer accepted on a property in Maxton on 9/9/2025, valuation was booked 3 days after, all came back fine. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been told that property searches are the main reason for obstruction in Maxton conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in Maxton.
I am looking for a flat up to £195,000 and identified one close by in Maxton I like with open areas and railway links nearby, the downside is that it's only got 49 years on the lease. I can't really find anything else in Maxton for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you need a home loan the remaining unexpired lease term will likely be an issue. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.
I am looking to sell my home. My past lawyers has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Maxton if that makes things easier.
Do use our search tool to help you choose a solicitor for your conveyancing in Maxton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
We're FTB’s - agreed a price, yet the agent advised that the owners will only move forward if we appoint their recommended lawyers as they are insisting on a ‘quick sale’. Our preferred option is to instruct a high street conveyancer accustomed to conveyancing in Maxton
We suspect that the owner is not behind this demand. Should the owner desire ‘a quick sale', turning down a genuine purchaser is likely to cause more damage than good. Avoid the agents and go straight to the sellers and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you intend to instruct your preferred Maxton conveyancing firm - not the ones that will earn their negotiator at the agency a referral fee or meet his conveyancing figures set by corporate headquarters.
I am soon to exchange on the purchase a property in Maxton but as a result of wreckage from the recent storms I have negotiated recompense from the vendor of £2k by way of a deduction in the price. I had intended this to be addressed as part of the conveyancing process yet my bank will not permit this. Why were they informed?
Your solicitor that is on the mortgage company approved list is required to disclose to the lender of any amendments to the purchase amount. In the event that you prohibit your conveyancing practitioner to notify the reduction to your bank then they would have no choice but to discontinue representing you and the bank.