It has come to my attention via my IFA that my Downton lawyer is not on the bank Solicitor panel. How can I be sure whether this is correct?
You need to contact your Downton lawyer directly. You lawyer should notify you of the situation. If they are not on the panel they may recommend you to a Downton conveyancing practice that is on the conveyancing panel for your mortgage company.
Please could you vouch for a Barclays accepted Downton conveyancing firm that can complete within 28 days? Am I best advised to choose a high street Downton practice or an online firm?
We would be happy to suggest some excellent Downton conveyancing firms. You can also walk up the main road in Downton. Visit a couple of law practices and ask to speak with a conveyancing solicitor for a quote. Explain your deadline together with the reasons and get a commitment on your deadline. Choose the one that you trust.
We are purchasing a purpose built apartment in Downton with a homeloan from Halifax.We would like to retain our Downton conveyancing practitioner but Halifax informed us her practice is not listed on their "panel". We have to appoint a Halifax panel solicitor or keep our local solicitor and fork out for one of their panel ones to act for them. This seems very unfair; Can we not simply insist that Halifax use our lawyer?
Unfortunately,no. The home loan offered to you is subject to its terms and conditions, one of which will be that lawyers needs to be on the Halifax conveyancing panel. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Halifax
We are due to move house in September. Will my conveyancing solicitor call the removal company on the completion day. Incidentally, can you put forward a removal company in Downton. Conveyancing firm was chosen prior to coming across this site.
On the day of completion you will need to pick up the house keys from your property agent however this should only happen after the previous owners solicitors inform the agent that they acknowledge receipt of the completion payment and the keys can be collected. You will need to advise the removal company that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can help you locate a residential property solicitor in Downton or a legal practice that specialises in conveyancing in Downton.
Is it correct that all Downton CQS (Conveyancing Quality Scheme) solicitors are on the Co-operative conveyancing list of approved firms?
It is true that some banks and building societies now make use of CQS as the kick off point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.
My fiancee and I are in the throws of looking at apartments in Downton and I am about to put in an offer. Is it sensible to have a solicitor on ‘stand by’? I am planning to take a mortgage with Nationwide.
It would be wise to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are getting a mortgage with Nationwide, make sure you remember to check that your lawyer is on the Nationwide conveyancing panel.
Various web forums that I have visited warn that are a common cause of obstruction in Downton house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not feature within the common causes of hindrances during the legal transfer of property. Local searches are unlikely to be the root cause of slowing down conveyancing in Downton.
I am downsizing from my house. My former lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Downton if that makes things easier.
You should use our search tool to help you choose a solicitor for your conveyancing in Downton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.