Are you able to recommend a Nationwide Building Society allowed Wilton conveyancing lawyer finish our home move within 28 days? Am I best advised to choose a high street Wilton firm or a factory type comparison site?
We would be happy to suggest some excellent Wilton conveyancing firms. You can also walk up the high street in Wilton. Go in to two or three law practices and request to speak with a conveyancing solicitor for a costs illustration. Mention your requirements together with your reasons and ask for an assurance on speed. Choose the lawyer that genuine.
When it comes to mortgage companies such as Barclays, do Wilton lawyers have to pay an annual charge to be on the list of approved solicitors?
We are unaware of any lender fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
We have a mortgage agreed in principle with Aldermore. Wilton conveyancing practitioners have been selected. What is the average time that one could expect to receive a mortgage offer from Aldermore?
Some lenders take longer than others. Have Aldermore done the survey? Have you informed Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We have agreed to purchase a house in Wilton. One unusual aspect is that the roof has a solar panel. Yorkshire BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Yorkshire BS your lawyer must check the conveyancing instructions outlined in Part two of UK Finance Lenders’ Handbook for Yorkshire BS. The Council of Mortgage Lenders’ Handbook contains minimum provisions for solar panel roof-space leases, and solicitors are required to report to Yorkshire BS where a lease fails to comply with these conditions. The specifications relate to the installation of panels on properties in England and Wales and is not limited to Wilton.
I used Stirling Law a few years ago for my conveyancing in Wilton. I now require my file however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Wilton of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Wilton differ for new build properties?
Most buyers of new build property in Wilton contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is finished. This is because house builders in Wilton tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Wilton or who has acted in the same development.
I have been pointed in your direction by numerous property agents in Wilton to get a quote from a conveyancer using your seach tool. Is there a financial inducement for Estate Agents to promote your lawyers ahead of a competitor’s?
We don’t offer any financial incentive for directing people in our direction. We found it would be just too difficult to pay a commission as home movers will think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
Fiveweeks into a sale of a flat in Wilton. Conveyancing is fine but we have been asked to pay an extortionate amount from the freeholder. To date we have issued a cheque for £250 for a leasehold management information and then another £118 for responses to questions raised by the buyers conveyancer.
Your solicitor will unlikely have any sway over the level of the fee for this information but the typical fee for the information for Wilton leasehold property is £360. When it comes to Wilton conveyancing transactions it is usual for the owner to pay for these charges. The landlord or their agents are under no statutory obligation to address these questions although many will agree to do so - albeit often at high prices out of proportion to the work involved. Regretfully there is no legislation that requires set charges for administrative tasks. Nor is there any set time frame by which they are obliged to provide answers.