It has come to my attention via my financial adviser that my Salisbury property lawyer is not on the mortgage company Conveyancing panel. What can I do to be certain that this is indeed the case?
Your first step should be to call your Salisbury conveyancer. You lawyer should inform you of the situation. Where they are not on the panel they may recommend you to a Salisbury conveyancing practice that is on the approved list of lawyers for your mortgage company.
My wife and I are getting closer to an exchange on a house in Salisbury and my mum and dad have transferred the 10% deposit to my lawyer. I am now informed that as the deposit has been received from someone other than me my lawyer needs to disclose this to my mortgage company. Apparently, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the bank about my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?
The solicitor is obliged to check with lender to ensure that they understand that the balance of the purchase price is not from your own resources. The solicitor can only report this to your bank if you agree, failing which, your lawyer must cease to continue acting.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Salisbury. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 22/8/2025, the requirements read as follows :
I'm purchasing a new build house in Salisbury benefiting from help to buy. The builders would not budge the amount so I negotiated 6k of extras instead. The property agent advised me not to tell my conveyancer about the deal as it could jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What are your top tips when it comes to appointing a Salisbury conveyancing firm to deal with our lease extension?
If you are instructing a property lawyer for your lease extension (regardless if they are a Salisbury conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of work. We suggest that you speak with two or three firms including non Salisbury conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be helpful:
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If they are not ALEP accredited then why not?
Salisbury Conveyancing for Leasehold Flats - Sample of Queries Prior to buying
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What is the name of the managing agents? Most Salisbury leasehold flats will be liable to pay a service charge for maintenance of the block set by the management company. Should you purchase the flat you will have to meet this liability, usually quarterly during the year. This could vary from two or three hundred pounds to thousands of pounds for buildings with lifts and large common grounds. There will also be a rentcharge for you to pay yearly, normally this is not a large amount, say about £25-£75 but you need to check as occasionally it could be many hundreds of pounds.
Are the Salisbury conveyancing lawyers identified as being on the lender conveyancing panel, together with their details provided by the lender?
Salisbury law firm practices and firms conducting conveyancing in Salisbury themselves provide us confirmation that they are on the lender conveyancing panel as opposed to being supplied with a list from the mortgage company directly.