I was informed yesterday by my estate agent that my Salisbury solicitor is not on the mortgage company Solicitor panel. How can I check?
The first thing you need to do is to call your Salisbury lawyer directly. You lawyer should inform you what has happened. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.
I have given 2 months notice to my current landlord and have to vacate my let out property in Salisbury by 30/6/2026. Conveyancing on my purchase is progressing. How realistic is it to complete in six weeks as don't want to have to move into temporary accommodation?
It is unwise to provide notice on a rental until your lawyer suggests that you should. Assuming that you have not previously done so, notify to your lawyer and ask them to they apply pressure on the other solicitors, try to get a realistic time scale from them that all parties will look to achieve
I own a freehold residence in Salisbury but nevertheless charged rent, why is this and what is this?
It is rare for properties in Salisbury and has limited impact for conveyancing in Salisbury but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.
What is the best way to find out if the solicitor conducting my conveyancing in Salisbury is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Godiva Mortgages Ltd thus spending £187.00 plus VAT in another set of conveyancing fees.
You should take advantage of the search tool on this site. Please choose the lender and type ‘Salisbury’ or your preferred area and you will discover numerous conveyancers located in Salisbury or by proximity to you.
We are due to move house in August. Will my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you recommend a removal company in Salisbury. Conveyancing lawyer was chosen prior to coming across this page.
On the day of completion you can collect the keys from the property agent but this should only occur when the sellers solicitors confirm to the agent that they have the completion monies and the keys can be released. Subsequently you can advise the removal company that they can start moving you in. As a matter of policy we do not recommend a particular removal company but can help you find a residential property solicitor in Salisbury or a firm with expertise in conveyancing in Salisbury.
We had selected conveyancers based in Salisbury on the Santander solicitor approved list. They have just billed me a separate sum for the legal aspects of the Santander mortgage. Is this an additional conveyancing fee set by Santander?
Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your lawyer can charge a fee for this. This fee is not set by Santander but by your Salisbury lawyer. Some firms on the Santander panel will charge an ‘acting for lender’ fee but some firms incorporate it on their overall fee.
I am currently in the process of buying my council flat in Salisbury. I have a mortgage agreed with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
I am purchasing a new build house in Salisbury with a mortgage from TSB. The sellers would not move on the price so I negotiated £7000 of extras instead. The estate agent told me not disclose to my lawyer about the extras as it could jeopardize my mortgage with TSB. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.