I am acquiring a flat in Salisbury. My lawyer has never been on on the lender approved panel. Is it possible for me to use my Salisbury conveyancing solicitor notwithstanding that they are not on the bank list of approved lawyers?
You have a couple of alternatives available to you here
- Proceed with your existing Salisbury property lawyer but your bank will no doubt instruct a conveyancing practitioner from their approved panel. The net result is additional charges together with probable delay.
- Get a fresh property lawyer to act in the purchase, making sure they are on the bank conveyancing panel.
- Convince your property lawyer to apply to join the lender panel
We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Does this mean I have to use their panel conveyancer as I would prefer to use a specialised conveyancing solicitor in Salisbury?
You should check but the the likelihood is that give you one of their panel conveyancers where you want the "fee-free" offer. Speak to the mortgage company to ask if they allow a cash alternative. In the past a few mortgage companies offered a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor near Salisbury.
I have justdiscovered that Arc property Solicitors have been shut down. They carried out my conveyancing in Salisbury for a purchase of a freehold house 18 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The quickest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Salisbury conveyancing specialists.
Due to the input of my in-laws I had a survey completed on a property in Salisbury ahead of instructing solicitors. I have been informed that there is a flying freehold element to the property. My surveyor advised that some mortgage companies tend refuse to give a loan on a flying freehold home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Salisbury. Conveyancing may be slightly more expensive based on your lender's requirements.
What tools are available to identify a Salisbury law firm on the Santander conveyancing panel? I have wheels and am happy to travel upto 10kilometers to meet the solicitor.
Feel free to make use of the facility on this website. Please select a mortgage company and your location and you will see a number of Salisbury conveyancing lawyers locally. We have listed some Salisbury conveyancing firms towards the end of this page and you can contact them to check if they are on the Santander member panel
My cousin has encouraged me to instruct his conveyancers in Salisbury. Do I follow his advice?
There are no two ways about it it’s preferable to find a conveyancing lawyer is to seek referrals from friends or relatives who have actually experience in using the conveyancer that you are are thinking of instructing.