I require conveyancing for a flat in a relatively new development (five years old) in Earlestown. Almost all the properties are already disposed of. Is it really necessary to order conveyancing searches as part of conveyancing in Earlestown?
A big part of the Earlestown legal transfer of property is the conveyancing searches. There are numerous companies conducting Earlestown conveyancing searches, as well straight from the local authority. These are usually referred to as personal search companies and they produce, not surprisingly, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must obtain their data from the local authority.
It is 10 years ago since I acquired my house in Earlestown. Conveyancing solicitors have now been appointed on the sale but I am unable to locate my deeds. Is this a problem?
Don’t worry too much. First the deeds may be kept by your mortgage company or they may still be with the lawyers who handled the purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. The vast majority of conveyancing in Earlestown relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.
We are selling our house in Earlestown. Will my conveyancing practitioner have to be on the Santander conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Santander conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently in recent years.
I have been told that property searches are a common cause of obstruction in Earlestown house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays in the conveyancing process. Searches are not likely to be the root cause of holding up conveyancing in Earlestown.
Are there restrictive covenants that are commonly identified during conveyancing in Earlestown?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Earlestown. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How do I use your search app to select a conveyancing solicitor in Earlestown on the approved list for my mortgage?
1st select a bank such as Barclays , Virgin Money or Aldermore then choose your location for instance Earlestown. Conveyancing practices in Earlestown and further afield should be shown.