What does my ID and proof of funds have anything to do with my conveyancing in Haydock? Is this really necessary?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the ID of the person or body they are dealing with before they can accept their conveyancing retainer. The Client Care letter that you are required to sign will no doubt stipulate this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you refuse to provide identification documents, your solicitor will not be able to take you on as a client.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Haydock. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 6/1/2026, the requirements read as follows :
A friend suggested that where I am purchasing in Haydock I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Haydock conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Haydock around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Haydock Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Haydock Education with plans and statistics, Local Amenities and other useful data regarding Haydock.
Despite weeks of looking the Title Certificate and documents to our property are lost. The solicitors who dealt with the conveyancing in Haydock 5 years ago are no longer around. Will I be able to sell the house?
Nowadays there are copies made of almost everything, and your solicitor should be aware precisely where to locate all the appropriate documentation so you may buy or sell your property without a hitch. Where copies can’t be located, your conveyancer may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on the premises.
I am buying a new build apartment in Haydock. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Haydock
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Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
My partner and I are buying a garden flat in Haydock. When we first instructed solicitor, they said that they were on all major UK lender panels. The financial adviser emailed just now to advise that they don't appear to be on the Skipton approved list. Were it to be true, what should we do? Should we simply pick a new conveyancer that is on their approved list or do we cover the costs for dual representation, with Skipton appointing their own approved conveyancer.
When acquiring a property with the benefit of a mortgage it is usual for the purchaser’s lawyers to also represent the mortgage company. In order to act for a bank or building society a solicitor has to be on that lender's list of approved lawyers. An application has to be made by the property lawyer to the lender to become a member of the lender's panel and there are increasingly strict conditions which the lawyer has to fulfill. Some banks now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should call Skipton to find out if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on Skipton's conveyancing panel as you are at liberty to use your preferred Haydock lawyers, in which case your legal fees may increase, and it will likely delay the transaction as you are adding another conveyancer into the mix.