It is a dozen years since I bought my home in Haydock. Conveyancing lawyers have recently been retained on the sale but I can't find the title documents. Is this a problem?
Don’t worry too much. First the deeds may be with the mortgage company or they may stored with the solicitor who oversaw your purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Almost all conveyancing in Haydock involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is not insurmountable.
we are a couple who wish to acquire a 3 bedroom flat in Haydock with a residential mortgage from Barclays .We like our Haydock conveyancing solicitor but Barclays advised that she’s not listed on their approved list of firms. It seems we are left with no choice but to instruct a Barclays panel solicitor or keep our local solicitor and fork out for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The loan offered to you is subject to its various provisions, one of which will be that conveyancers will be on the Barclays conveyancing panel. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Barclays
My wife and I are close to exchanging contracts on the sale of our home in Haydock and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers instructed a factory type conveyancing firm rather than a conveyancing solicitor in Haydock. Having lived in Haydock for 5 years we know of no issue. Do we get in touch with our local Authority to obtain confirmation that there is no issue.
It would appear that you have a conveyancing solicitor already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I have been pointed in your direction by a number of selling agents in Haydock to locate a conveyancer using your seach tool. What’s the financial upside for Estate Agents to market your site over a competitor’s?
We refuse to give any commission for sending work to this site. We found it would be just too difficult to pay a commission as home movers will think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
As co-executor for the estate of my uncle I am disposing of a residence in Swansea but I am based in Haydock. My solicitor (based 235 miles awayrequires that I execute a stat dec ahead of completion. Could you suggest a conveyancing solicitor in Haydock to witness and place their company stamp on the document?
strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are Haydock based
Can a conveyancer remove a person from the title of my home in Haydock ?
Subtracting or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancer