Can your site be used to find a Conveyancing solicitor in Haydock even where I’m not purchasing or selling a house, for instance where I want to acquire a shop in Haydock with a mortgage from HSBC Bank?
The service is predominantly utilised to select domestic conveyancing solicitors in Haydock but we have recorded at the bottom of this page some Haydock commercial conveyancing firms. You will need to enquire with the firm directly to establish if they are also authorised to represent HSBC Bank
My wife and I are downsizing from our home in Haydock and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A local conveyancer would know this is not the case. It does beg the question why the buyers instructed an internet conveyancing outfit rather than a conveyancing solicitor in Haydock. Having lived in Haydock for six years we know of no issue. Do we contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I used Arc property Solicitors a few years past for my conveyancing in Haydock. I now require my file however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Haydock of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Haydock is where the house is located. Is there any advice you can impart?
Flying freeholds in Haydock are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Haydock you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Haydock may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I may need to rent out our Haydock basement flat for a while due to a new job. We used a Haydock conveyancing firm in 2001 but they have since shut and we did not think at the time seek any guidance as to whether the lease prohibits the subletting of the flat. How do we find out?
A lease dictates the relationship between the freeholder and you the leaseholder; in particular, it will say if subletting is not allowed, or permitted but only subject to certain conditions. The accepted inference is that if the lease contains no expres ban or restriction, subletting is permitted. Most leases in Haydock do not contain an absolute prevention of subletting – such a clause would undoubtedly devalue the property. In most cases there is a basic requirement that the owner notifies the freeholder, possibly sending a duplicate of the sublease.
I own a split level flat in Haydock, conveyancing having been completed in 2000. Can you give me give me an indication of the likely cost of a lease extension? Similar flats in Haydock with a long lease are worth £211,000. The average or mid-range amount of ground rent is £45 per annum. The lease ceases on 21st October 2092
With only 67 years unexpired we estimate the price of your lease extension to range between £10,500 and £12,000 as well as costs.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs in the absence of detailed due diligence. Do not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.
Me and my partner are purchasing a 2 room flatin Haydock with a residential mortgage from a mortgage company. We have a lawyer in Haydock however our lender advise she’s not on their "panel". We have to appoint from the our lender panel firms or stay with our Haydock conveyancer and pay for one of their panel ones to represent our mortgage company. This seems very unfair; is there anything we can do?
Unfortunately,no. The lender mortgage issued is subject to conditions, one of which will be that solicitors will on the lender's conveyancing panel. in the past, most lenders had open panels, including almost all conveyancing solicitors in Haydock : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for your lender.