It is 10 years ago since I acquired my house in Edenbridge. Conveyancing solicitors have just been instructed on the sale but I can't locate my deeds. Is this a problem?
Don’t worry too much. Firstly the deeds may be retained by your mortgage company or they may still be with the solicitor who handled your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Most conveyancing in Edenbridge involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
I have been told that property searches are the number one reason for obstruction in Edenbridge house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Local searches are not likely to feature in any holding up conveyancing in Edenbridge.
About to purchase a new build apartment in Edenbridge. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Edenbridge
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The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
Due to the advice of my in-laws I had a survey completed on a house in Edenbridge before instructing solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies tend refuse to grant a loan on such a property.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. Should you wish to telephone us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Edenbridge. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Edenbridge to see if the conveyancing costs will increase in light of this.
I am using a search engine for the term cheap conveyancing in Edenbridge it shows results of many conveyancersin the area. With so much choice what is the best way to find the suitable conveyancer for the sale of my house?
The ideal method of seeking the right conveyancer is via trusted recommendation, so enquire of friends and relatives who have bought a property in Edenbridge or the local estate agent or financial adviser. Charges for conveyancing in Edenbridge differ, so it's advisable to request at least four estimates from varying types of conveyancers. Make sure that you clarify what costs in the quote includes.
My sister purchased her house in Edenbridge in 2006. She has since got married, divorced and is now remarried. She now wishes to dispose of the Edenbridge property. I suspect that she will simply be requested to supply copies of her marriage certificates to the property lawyer however she is worried it will delay the sale of the house. Should she instruct a lawyer to update the title information for the house?
The is no need to update the register on the basis that you have the evidence needed to show how the change of name has come about.
Any purchaser’s lawyer should check the land registry details and request evidence by way of proof of the name change for instance marriage certificates.