I am not in a position to travel far from East Grinstead. Is there a reason why all East Grinstead conveyancing practitioners aren't automatically on all bank panels?
Banks normally restrict either the type or the number of conveyancing practices on their panel. A common example of such criteria being that a practice needs to have two or more partners. In addition to restricting the structure of firm, some lenders decided to limit the number of firms they use to act for them. It is worth noting that mortgage companies have no liability for the quality of conveyancing provided by any East Grinstead conveyancer on their approved list. Mortgage fraud was the main trigger for the reduction of conveyancing panels from 2008 notwithstanding that there are opposing assessments concerning the extent of solicitor involvement in some of that fraud. Statistics published by HM Land Registry indicates that thousands of law practices only transact a couple of conveyances a year. Those supporting conveyancing panel consolidation question why law firms should have any entitlement to remain on a conveyancing panel when it is apparent that property law is not their speciality?
Can your site be used to find a Conveyancing solicitor in East Grinstead even if I’m not purchasing or disposing of a house, for instance if I wish to buy a shop in East Grinstead with a mortgage from Chelsea Building Society?
Our search tool is mainly there to get a quote from residential conveyancing solicitors in East Grinstead but we have listed towards the end of this page a selection of East Grinstead commercial conveyancing firms. You will need to enquire with the solicitors directly to check if they are also authorised to represent Chelsea Building Society
I have been recommended a conveyancing solicitor in East Grinstead. I need to find out if they are on the Nottingham Building Society approved list of lawyers. Could you advise?
The first thing to do is e-mail the solicitor and ask them if they can act for the bank. Alternatively you should call Nottingham Building Society who may be able to assist.
Does a directory service exist listing Kent Reliance panel solicitors in East Grinstead on the Council of Mortgage Lender’s Website?
No. There is no such tool on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings visible over the internet. Where you are seeking to appoint a East Grinstead lawyer on the Kent Reliance please use our facility.
I have today made my last payment due on my mortgage with Aldermore. I assume I don't need a East Grinstead conveyancer on the Aldermore panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Aldermore has sent the Land Registry the discharge electronically, and
- Aldermore has instructed the Land Registry to do so
After shopping around on the internet I have found a East Grinstead solicitor having checked that they are on the Virgin Money conveyancing panel. Does my lawyer arrange the survey of the property?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own East Grinstead surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I am buying a new build flat in East Grinstead. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in East Grinstead
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The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are architect prepared. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
In my capacity as executor for the will of my grandfather I am selling a property in Cardiff but reside in East Grinstead. My conveyancer (based 260 miles awayhas requested that I sign a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing practitioner in East Grinstead who can witness and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are located in East Grinstead