How does conveyancing in Westerham differ for new build properties?
Most buyers of new build premises in Westerham approach us having been asked by the builder to sign contracts and commit to the purchase even before the premises is finished. This is because new home sellers in Westerham typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Westerham or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a property in Westerham ahead of appointing lawyers. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies will refuse to issue a mortgage on such a home.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Westerham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Westerham to see if the conveyancing costs will increase in light of this.
In what way can the Landlord & Tenant Act 1954 impact my business offices in Westerham and how can you help?
The particular law that you refer to gives security of tenure to business lessees, giving them the legal entitlement to apply to court for a renewal lease and continue in occupation when the lease reaches an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing firms who use the act for protection and help with commercial conveyancing in Westerham
My husband and I are FTB’s - agreed a price, but the estate agent informed us that the seller will only go ahead if we use the agent's chosen conveyancers as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a family solicitor who is familiar with conveyancing in Westerham
We suspect that the owner is unaware of this ultimatum. If they desire ‘a quick sale', alienating a serious buyer is going to damage their objectives. Try to communicate with the vendors directly and make the point that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)but you will continue to appoint your preferred Westerham conveyancing lawyers - as opposed tothe ones that will provide the estate agent a commission or achieve conveyancing targets set by head office.
I want to rent out my leasehold flat in Westerham. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for their consent?
Notwithstanding that your previous Westerham conveyancing lawyer is no longer available you can check your lease to see if it allows you to sublet the premises. The rule is that if the lease is silent, subletting is allowed. Quite often there is a prerequisite that you need to seek consent via your landlord or some other party in advance of subletting. The net result is that you cannot sublet in the absence of prior consent. The consent is not allowed to be unreasonably refused ore delayed. If the lease prohibits you from letting out the property you will need to ask your landlord if they are willing to waive this restriction.
Westerham Conveyancing for Leasehold Flats - Examples of Questions you should ask before buying
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It would be wise to find out as much as you can concerning the managing agents as they will either make life much easier or a lot more difficult. Being a leasehold owner you are often at the mercy of the managing agents from a financial perspective and when it comes to day to day matters such as the cleanliness of the common parts. Enquire of other tenants whether they are happy with their management. In conclusion, be sure you discover the dates that you are obliged pay the service charge to the managing agents and precisely how they are spending that money. What is the name of the managing agents? Is anyone aware of any major works in the planning that will likely increase the service fees?
I have been recommended a conveyancing solicitor in Westerham. I need to find out if they are listed on the lender's approved list of lawyers. Can you help?
You should call your lawyer and ask them if they are on the lender's panel. Alternatively please call us and we can investigate and revert. If they are not on the lender panel we we can help find a specialist conveyancing solicitor in Westerham on the approved list for your lender.