A relative advised me that in purchasing a property in Westerham there could be various restrictions as to what one can do in terms of external alterations to a property. Is this right?
We are aware of a number of properties in Westerham which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Westerham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My wife and I purchasing a end of terrace house in Westerham. The intention is to carry out a loft conversion at the property.Will the conveyancing process include checks to determine if these works are prohibited?
Your property lawyer should review the deeds as conveyancing in Westerham will on occasion identify restrictions in the title documents which prohibit categories of changes or necessitated the consent of a 3rd party. Many extensions require local authority planning consent and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
Leeds Building Society have agreed my mortgage in principle, my bid on a flat in Westerham has been accepted, what happens next?
Your estate agent will need to know who your solicitors are (ensure that the conveyancers are on the lender’s approved list). Contact Leeds Building Society or the financial adviser and finalise any relevant documentation. Leeds Building Society will sellect a valuer who will get in contact with the estate agent or seller to book a time for the valuation to occur. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. Leeds Building Society will send the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Westerham.
We are close to exchanging contracts on the sale of our home in Westerham and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. Any high street Westerham lawyer would know this is not the case. For the life of me I don't know why the buyers are using a national conveyancing firm rather than a conveyancing solicitor in Westerham. Having lived in Westerham for 5 years we know that this is a non issue. Do we get in touch with our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Are there restrictive covenants that are commonly picked up as part of conveyancing in Westerham?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Westerham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Westerham is where the house is located. Can you shed any light on this issue?
Flying freeholds in Westerham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Westerham you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Westerham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I'm remortgaging my primary home to a BTL loan with HSBC Bank and I will use the rest of the raised equity as a down payment on another property. The neighborhood we are talking about is Westerham. Will your lawyers be able to act for the two lenders and link together the conveyances?
Do use our search tool on this site to be sure that the lawyers are approved by both banks. Having checked that they are your lawyer will be able to simultaneously deal with the two transactions but you should talk with you lawyer and make apparent your expectations and needs.
I need to appoint a conveyancing solicitor for purchase conveyancing in Westerham. I happened to discover a site which looks to be the perfect answer If it is possible to get all formalities completed via phone that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?