Having been referred to your web site we were going to go ahead with a conveyancing solicitor in Westerham recommended by you but stumbled across alternative costs illustrations on the internet look cheaper – how come?
You can find lots of conveyancing organisations marketing theoretically looks to be cut price. We would urge you to think long and hard about how important this transaction is to you that you are willing to take 'cheap' risks over the quality of the conveyancing. Many of them accentuate a low quote to grab your attention but hide extra charges in the fine print..
My husband and I are acquiring a new build apartment in Westerham and my conveyancer is informing me that she has to the lender to reveal incentives from the developer. I am on a tight deadline to exchange contracts and I would rather not delay the conveyancing. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We are purchasing a house and require a conveyancing solicitor in Westerham who is on the Yorkshire BS approved panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Yorkshire BS . We don't recommend any particular firms conducting conveyancing in Westerham.
I am due to move house in December. Will my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you suggest a removal company in Westerham. Conveyancing lawyer was chosen prior to coming across your page.
On the afternoon of completion you can collect the keys from the estate agent however this should only happen after the sellers solicitors confirm to the agent that they acknowledge receipt of the completion payment and the keys can be given over. Subsequently you can tell the removal men that they can start moving you in. We are not in a position to recommend a particular removal organisation but can help you locate a residential property solicitor in Westerham or a solicitor with expertise in conveyancing in Westerham.
I'm the single recipient of my late mum's will and I have everything in my name now, including the my former home in Westerham. Conveyancing formalities meant that the Land Registry date was in October. I now wish to sell up. I do know about the CML 6 month 'rule', meaning my proprietorship will be regarded the same way as if I'd bought the house in October. Will no one buy the property for half a year?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. Some lenders would take a practical view as this provision is principally there to capture the purchase and immediately sell or the quick reselling of properties.
We had instructed solicitors based in Westerham on the HSBC solicitor panel. They have just billed me an additional amount for dealing with the HSBC mortgage. Is this an additional conveyancing fee specified by HSBC?
Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your property lawyer is entitled to charge a fee for this. The fee is not set by HSBC but by your Westerham conveyancing practitioner. Plenty of firms on the HSBC panel will quote ’dealing with mortgage’ fee but some firms include it on their overall fee.
I purchased a 4 bedroom Georgian property in Westerham. Conveyancing lawyer represented me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold with the exact same property. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Westerham and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing practitioner who conducted the work.
We are four weeks into a residential purchase having been directed to conveyancers by the high street agent to do our conveyancing in Westerham. I am am very frustrated with the quality of service. Can you help me find new conveyancers?
A solicitor would have to be very poor to suggest diss instructing them. Has your loan offer been sent? In the event that it has you need to advise them of the new contact details and have the offer are issued to the new lawyers. Your solicitor ideally should be on the lenders approved list to avoid added charges and delays. That should be your starting point. The find a solicitor tool will assist you in finding a lender approved conveyancer for your conveyancing in Westerham