My wife and I are approaching an exchange on a property in Westerham and my parents have transferred the exchange deposit to my solicitor. I am now informed that as the deposit has been received from someone other than me my solicitor needs to make a notification to my mortgage company. I am advised that, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I advised the lender concerning my parents' contribution when I applied for the home loan, so is it really appropriate for this now to hold matters up?
The conveyancer is legally required to check with the bank to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only reveal this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.
Despite weeks of looking the Title Certificate and documents to our home are lost. The solicitors who did the conveyancing in Westerham 5 years ago have long since closed. What do I do?
In today’s world there are copies made of almost everything, and your solicitor will know precisely where to locate all the relevant paperwork so you may buy or sell your property without a hitch. If duplicates can’t be found, your lawyer may be able to put in place insurance or indemnities protecting you against future claims on the property.
Just had an offer accepted on a new build apartment in Westerham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Westerham
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Please supply a car parking plan. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.
I'm refinancing my current property to a BTL mortgage with The Mortgage Works and I will use the rest of the raised equity as a deposit on another house. The area we are looking at is Westerham. Will your solicitors be able to act for both sets of mortgage companies and link together the conveyances?
Do use our comparison tool on this page to be sure that the solicitors are on the appropriate lender panels. On the basis that they are your conveyancer will be able to tie up the two transactions but you should have a chat with you conveyancer and specify your desired outcome and requirements.
As co-executor for the will of my uncle I am selling a property in Cardiff but live in Westerham. My conveyancer (based 260 miles from mehas requested that I sign a stat dec before the transaction finalising. Can you recommend a conveyancing solicitor in Westerham who can attest this legal document for me?
Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are located in Westerham
My wife and I about to exchange buying a house in Westerham but as a result of wreckage from the recent storms I have negotiated recompense from the seller of £3k by way of a deduction in the price. This was going to be addressed as part of the conveyancing process but the bank will not agree to this. Should they have been notified?
The solicitor that is on the bank conveyancing panel is required to disclose to the lender of any amendments to the purchase amount. If you prohibit your property lawyer to disclose the price change to your mortgage company then they would need to disinstructing themselves from representing you and the bank.