I am obtaining a offer of a home loan from Santander. My intention is to instruct a Licensed Conveyancer in Frodsham. Does the Santander Solicitor panel allow for conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Please could you recommend a Nottingham Building Society sanctioned Frodsham conveyancing firm finish our house move within two weeks? Am I best advised to choose a high street Frodsham conveyancer or an online conveyancer?
We can recommend some very good Frodsham conveyancing firms. Another option is to visit the high street in Frodsham. Go in to a couple of law practices and request to speak with a conveyancing solicitor for a costs illustration. Mention your requirements together with the reasons and get an assurance on your deadline. Appoint the lawyer that appears most efficient.
Do the Building Society Association intend to launch a online directory to list practices on the Loughborough BS conveyancing panel for example in Frodsham?
We would not expect to be advised of any plans on the part of the BSA to develop such a register.
My wife and I are intent on selling our home in Frodsham and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any high street Frodsham lawyer would know that there is no such problem. It does beg the question why the purchasers instructed an online conveyancing practice as opposed to a conveyancing solicitor in Frodsham. We have lived in Frodsham for 5 years we know that this is a non issue. Should we contact our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Having checked my lease I have discovered that there are only Fifty years remaining on my lease in Frodsham. I need to get lease extension but my freeholder is missing. What should I do?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be extended by the magistrate. You will be obliged to prove that you have made all reasonable attempts to track down the landlord. On the whole a specialist would be useful to conduct investigations and prepare a report which can be accepted by the court as evidence that the landlord is indeed missing. It is wise to seek advice from a property lawyer both on investigating the landlord’s absence and the vesting order request to the County Court overseeing Frodsham.
Leasehold Conveyancing in Frodsham - A selection of Questions you should consider before Purchasing
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How many years remain on the lease? You should be aware that where the lease has less than eighty years it will impact the marketability of the property. It is worth checking with your lender that they are happy with the length of the lease. A short lease means that you will most likely have to extend the lease sooner rather than later and you need to have some idea of what this would cost. For most Frodshamlease extensions you will be required to have owned the premises for 24 months before you are eligible to carry out a lease extension.
My partner and I plan to buy our first property in Frodsham. Conveyancing solicitor already instructed. The mortgage adviser suggested that a survey is not necessary as the property was only constructed twenty two years ago.
The bare minimum you need a Home Buyer's Report. As the property is over ten years old the property will be without a warranty, so you would be well advised not to take a risk. Where a property of this age shows no signs of problems a Home Buyer's report may suffice. The report should highlight any obvious problems and suggest further investigation if appropriate. Where there are any signs of problems seek a full Building Survey from the beginning.