My husband and I are acquiring a newly constructed apartment in Frodsham and my solicitor is advising me that she has to the bank to disclose incentives from the seller. I am nearing the developer’s deadline to exchange contracts and I would rather not delay matters. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Completed the sale of my flat in Frodsham last October yet the purchaser is e-mailing every few hours to moan that her conveyancer needs to hear from myconveyancer. What are the post completion sale legalities following completion?
Following your disposal your solicitor is duty bound to send the transfer deeds and all additional paperwork to the purchaser's conveyancer. If applicable, your solicitor must also confirm that the legal charge in favour of the lender has been repaid to the purchasers solicitors. There is unlikely to be post completion procedures just for conveyancing in Frodsham.
We are planning to purchase with Earl Shilton BS. We have called around locally yet cant to find a Frodsham conveyancing firm on the Earl Shilton BS panel. Please you help?
Feel free to take advantage of the find a conveyancing panel solicitor tool on this web page. Pick the building society and type Frodsham or your location and you will see a number of lawyer based in Frodsham or by proximity to you.
What will a local search tell me about the property I am purchasing in Frodsham?
Frodsham conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations such as Xpress Legal The local search plays an important part in most Frodsham conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search should reveal data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
My wife and I own a terraced Edwardian house in Frodsham. Conveyancing practitioner represented me and Aldermore. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Frodsham and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with the conveyancing solicitor who conducted the purchase.
I am unable to be present at my Frodsham conveyancing practitioners office to sign documents connected to my conveyancing in Frodsham – will this be problematic?
You need not be concerned. Frodsham conveyancing solicitors can undertake home moves for clients who are based anywhere. It is not necessary for you to be able to be present a Frodsham conveyancers office. Almost all lawyer can handle all communications via phone, post and email - whatever works for you.