We were just about to exchange contracts for a semi detached house in Frodsham. We have hit a snag. The mortgage offer with Yorkshire Building Society expires on 23/3/2026 but the owners are putting forward a completion date of 25/3/2026. Is it possible to prolong the mortgage expiry date?
The best person to address this question is your lawyer who will hopefully assess if he or she is better off negotiating with the lender, seller’s conveyancers, estate agents or conceivably all parties given the circumstances your house move as of today.
What does my ID and proof of funds have anything to do with my conveyancing in Frodsham? Why is this being asked of me?
You are right in these requests have nothing to do with conveyancing in Frodsham. Nowadays you can not complete any conveyancing transaction in the absence supplying evidence of your identity. This usually takes the form of a either your passport or driving licence as well as a council tax bill. Remember if you are providing your driving licence as proof of identification it must be both the paper element as well as the photo card part, one is not satisfactory in the absence of the other.
Evidence of the origin of monies is mandated in accordance with the Money Laundering Regulations. Please do not be offended when when this is requested of you as your lawyer must have this information on record. Your Frodsham conveyancing practitioner will require evidence of proof of funds prior to accepting any funds from you into their client account and they will also ask further queries regarding the source of monies.
A friend informed me that in buying a property in Frodsham there may be a number of restrictions preventing external changes to the property. Is this right?
We are aware of anumerous of properties in Frodsham which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Frodsham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Frodsham CQS (Conveyancing Quality Scheme) solicitors are on the TSB conveyancing list of approved practices?
Some major lenders now make use of CQS as the kick off point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
I am due to exchange contracts on my house. I had a double glazing fitted in June 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Lloyds are being pedantic. The Frodsham solicitor who is on the Lloyds conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Lloyds are insisting on a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I purchased a terraced Edwardian house in Frodsham. Conveyancing solicitor acted for me and HSBC Bank. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold with the matching property. Is it worth asking HSBC Bank to clarify?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Frodsham and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with your conveyancing solicitor who conducted the purchase.
I need to appoint a conveyancing solicitor for residential conveyancing in Frodsham. I have discover a site which seems to have the perfect solution If there is a chance to get all the legals done via email that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What type of property do your Frodsham conveyancing estimates relate to?
The quotes issued are only relevant to standard domestic property in England & Wales. Should you have any different requirements such as industrial or agricultural land or commercial conveyancing in Frodsham you should contact us to consider your requirements .