Our Frodsham lawyer has discovered an inconsistency when comparing the surveyor’s assumptions in the valuation report and what is revealed within the title deeds. My lawyer says that he must check that the bank is happy with this discrepancy and is content to go ahead. Is my conveyancer’s course or action appropriate?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I have Fifty Six years remaining on my lease and require a lease extension for my flat in Frodsham. Conveyancing solicitors on the Virgin panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 22/2/2026 the requirements read as follows :
Is it the case that all Frodsham solicitors on the TSB conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the TSB conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. The majority of lenders do permit licenced conveyancers on their panel in which case such organisation would be governed by the Council of Licensed Conveyancers.
I'm at the point of looking at flats in Frodsham and I am now considering a potential offer. Is it wise to have my solicitor on ‘stand by’? I will be getting a mortgage with UBS.
It would be prudent to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. Given that you are taking out a mortgage with UBS, make sure you remember to check that your lawyer is on the UBS conveyancing panel.
I have paid off my mortgage with HSBC. I assume I don't need a Frodsham solicitor on the HSBC panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
I require quick conveyancing in Frodsham as I have pressure to complete within 4 weeks. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?
As you are are a cash purchaser you have the choice not to have searches conducted although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Frodsham the following are examples of what can show up and therefore affect future mortgageability: Enforcement Notices, Overdue Fees, Overdue Grants, Railway Schemes,...
The estate agent has sent us the confirmation of our purchase of a new build apartment in Frodsham. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Frodsham
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Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are surveyor prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.
I was advised by numerous property agents in Frodsham to choose a conveyancer using your seach tool. What’s the financial upside for Estate Agents to offer your site rather than a competitor’s?
We refuse to offer any commission for directing people to this site. We found it would be just too difficult to pay a commission as a client could think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.