My partner and I are purchasing a maisonette in Runcorn. My Conveyancer is not listed on the bank solicitor panel. Is it possible for me to continue with my Runcorn conveyancing solicitor even though they are not on the mortgage company approved list?
You have a number of choices open to you here
- Complete the purchase with your preferred Runcorn solicitor but your lender will need to appoint a solicitor on their approved list. This will result in additional charges and probable interruption.
- Get a fresh lawyer to conduct the conveyancing, ensuring that they are on the lender conveyancing panel.
- Convince your lawyer to pull out all the stops to get accepted on the mortgage company conveyancing panel
Do the conveyancing lawyers listed on your site handle conveyancing in Runcorn by way of an attended exchange?
We do have a number of conveyancing specialists carrying out 24hr exchanges. Do call us to get a conveyancing quote and details as to availability.
I am buying a property and the lawyer has mentioned Chancel Repair for which the house may be obligated to pay given it’s proximity to the area of such a church. She has suggested insurance. Is this really warranted for conveyancing in Runcorn
Unless a previous purchase of the property completed post 12 October 2013 you can assume that lawyers conducting conveyancing in Runcorn to remain encouraging a chancel search and or chancel repair liability insurance.
How does conveyancing in Runcorn differ for newly converted properties?
Most buyers of new build property in Runcorn contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is finished. This is because developers in Runcorn tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Runcorn or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Runcorn is the location of the property. Can you offer any assistance?
Flying freeholds in Runcorn are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Runcorn you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Runcorn may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How do I search for a Runcorn solicitor on the Chelsea Building Society conveyancing panel? I drive a motor bike and am prepared to travel upto 20kilometers to meet the solicitor.
You can use the tool on this page. Please pick a lender and your location and you will see a number of Runcorn conveyancing lawyers located nearest you. We have detailed some Runcorn conveyancing firms towards the end of this page and you can telephone them to see if they are on the Chelsea Building Society member panel