I have given 8 weeks notice to my existing landlord and must leave my rented apartment in Widnes by 23/12/2025. Conveyancing for my house purchase is underway. Can I complete in a couple of weeks as I wish to avoid having to find short term accommodation?
Generally one should not provide notice on a rental unless your lawyer suggests that you should. If you have not previously done so, speak to your conveyancer and urge them to they apply pressure on the sellers lawyers, try to an agreed time frame that everyone will aim to achieve
Completed the sale of my flat in Widnes last November but our buyer keeps e-mailing every few hours to say her solicitor needs to hear from mine. What are the post completion sale legalities following completion?
After completion of your house sale your lawyer should send the transfer documentation and all of the paperwork to the buyer’s lawyers. Depending on the transaction, your lawyer should also evidence that the home loan has been redeemed to the purchasers solicitors. There are no post completion formalities peculiar conveyancing in Widnes.
Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Widnes so that I can attend their offices when needed.
Nowadays approved lawyers for lenders undertake the vast majority of work via the post, internet or over phone calls. This means that they can undertake the legal work for your home move regardless of where you live in England or Wales. That being said you can check if you have the option of going to the offices of your conveyancing lawyer if just in case this is required.
My wife and I purchasing a victorian detached house in Widnes. The intention is to convert the garage to a playroom at the house.Will the conveyancing process involve enquiries to ascertain if these works are allowed?
Your conveyancer should check the registered title as conveyancing in Widnes can on occasion identify restrictions in the title deeds which prohibit certain works or need the consent of a 3rd party. Some works call for local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be wise to check these issues with a surveyor prior to committing yourself to a purchase.
I currently have a mortgage with Aldermore for my property in Widnes. Conveyancing was finalised 12 months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Aldermore?
You must advise Aldermore in advance of renting your property as this is likely to be a breach of Aldermore’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Aldermore directly. It should not be necessary to do this via a Aldermore conveyancing panel firm.
It is unclear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Widnes bank branch on numerous occasions and was advised it wasn't a problem and they would lend. My Widnes conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they would not lend based on their published requirements. Who do I believe?
Provided that the solicitor is on the lender approved list, they must adhere to the CML Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I require fast conveyancing in Widnes as I am faced with pressure to complete in less than 3 weeks. A mortgage is not required. Can I decline from having conveyancing searches to save money and time?
If.Given you are not taking a mortgage you have the choice not to have searches carried out although no conveyancer would recommend that you don't. Drawing on our experience of conveyancing in Widnes the following are instances of what can crop up and adversely affect the marketability of the property: Refused Planning Applications, Outstanding Fees, Overdue Grants, Railway Schemes,...
I need to instruct a conveyancing solicitor in Widnes for my home move. Is there any facility to check a firm’s record with the legal regulator?
Members of the public can see presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The regulator could monitor telephone calls for training reasons.