We are about to sign contracts for a freehold house in Widnes. We encountered a stumbling block. Our mortgage offer with Barnsley Building Society expires on 10/4/2026 but the sellers are putting forward a completion date of 14/4/2026. Is it possible to prolong the loan offer?
The person best placed to address this question is your lawyer who will hopefully determine whether they should be discussing with the mortgage company, vendor’s representatives, selling agents or indeed all parties taking into account what has happend in your conveyancing as of today.
Can I use your services to find a Conveyancing solicitor in Widnes even where I’m not buying or disposing of a house, for instance where I intend to buy a shop in Widnes with a loan from Lloyds TSB Bank?
Our comparison service is predominantly there to get a quote from domestic conveyancing solicitors in Widnes but we have listed towards the end of this page a selection of Widnes commercial conveyancing firms. You should speak with the firm directly to establish if they are also authorised to represent Lloyds TSB Bank
I need some quick conveyancing in Widnes as I have pressure to exchange contracts inside 4 weeks. A home loan is not required. Is it possible to decline from having conveyancing searches to save money and time?
As you are not taking a home loan you are at free not to do searches although no lawyer would suggest that you don't. Drawing on our experience of conveyancing in Widnes the following are examples of what can be revealed and adversely impact future saleability: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Railway Schemes,...
I have a 4 bedroom Edwardian property in Widnes. Conveyancing practitioner acted for me and Accord Mortgages Ltd. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Widnes and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing solicitor who conducted the work.
Should I appoint a Widnes conveyancing solicitor who is local to the property I am hoping to buy? I have an old university friend who can conduct the conveyancing however his firm is located 400kilometers drive away.
The primary upside of using a high street Widnes conveyancing firm is that you can visit the firm to sign documents, present your ID and apply pressure on them where appropriate. They will also have local knowledge which is a bonus. That being said it's more important to get someone that will pull out all the stops for you. If other friends have instructed your friend and on the whole were impressed that must outweigh using an unknown Widnes conveyancing lawyer solely due to them being based in the area.
I have just started marketing my basement flat in Widnes. Conveyancing is yet to be initiated, but I have just had a quarterly service charge invoice – what should I do?
Your conveyancing lawyer is likely to suggest that you should discharge the invoice as usual because all ground rent and maintenance charges will be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I inherited a split level flat in Widnes, conveyancing was carried out 4 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Widnes with an extended lease are worth £211,000. The average or mid-range amount of ground rent is £50 levied per year. The lease runs out on 21st October 2094
With just 68 years unexpired the likely cost is going to range between £9,500 and £11,000 as well as legals.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.