I am under pressure from the executor of a property in Widnes to sign contracts within four weeks. What can I do to speed up matters?
In the event that you are under time constraints to sign contracts it is advisable to make sure that your solicitor is familiar with the area as they will benefit local relationships and know-how. It is even conceivable that they may have conducted otherhouses in the same neighbourhood. Therefore consider using a Widnes conveyancing firm. In addition, double check that the lawyer is on the member panel. It is believed that nearly one in five of Widnes conveyancing deals are held up or jeopardised after finding out that a purchaser’s conveyancer was not on their mortgage lender’s list of approved solicitors. This can often result in the legal transfer of property being frustrated by as much as 21 days. It is believed that this issue affects in the region of 100,000 home moves every year. Many Widnes conveyancing practices can not act for certain banks so do check as early as possible.
I am planning to acquire a property and require a conveyancing solicitor in Widnes who is on the HSBC Bank conveyancing. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for HSBC Bank in certain locations such as Widnes. We dont recommend any particular firm.
I am assisting my mother sell her property in Widnes. Will the solicitor commission the energy assessment or it is for the owner to see to?
After the abolition of Home Information Packs, EPC’s became a mandatory component of selling a house. An energy performance certificate should be commissioned before the property is placed on the market. This is not a task that law firms ordinarily organise. If you are instructing a Widnes conveyancing lawyer they might be willing to arrange energy performance certificates due to their contacts with reputable local assessors
Forgive me if this question is silly but I am new to the home moving as FTB of a garden flat in Widnes. Do I receive the keys to the house on completion from my lawyer? If this is the case, I will find a local conveyancing solicitor in Widnes?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the owner’s solicitors, and shortly after the monies have arrived, you should be called to pick up the keys from the selling Agents and start moving into the property. Usually this occurs between 1 and 3pm.
We were going to get a OIP from HSBC this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do HSBC recommend any Widnes solicitors on the HSBC conveyancing panel, or is it better to go independently?
You will need to appoint Widnes solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.
It has been five months since my purchase conveyancing in Widnes completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm purchasing a new build house in Widnes with the aid of help to buy. The developers refused to reduce the price so I negotiated £7000 of additionals instead. The estate agent told me not to tell my lawyer about this side-deal as it would jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the lender conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the bank solicitor panel.