Is there a search tool that I can use to investigate if the solicitor carrying out my conveyancing in Helsby is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for HSBC Bank thus spending £187.00 plus VAT in another set of legal fees.
Please do take advantage of the find a lender approved solicitor tool on this web page. Please choose the mortgage company and type ‘Helsby’ or your location and you will see a number of lawyer located in Helsby or near you.
I am intent on selling our property in Helsby and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any high street Helsby conveyancer would know that there is no such problem. It does beg the question why the buyers instructed a national conveyancing practice rather than a conveyancing solicitor in Helsby. Having lived in Helsby for 5 years we know that this is a non issue. Should we get in touch with our local Authority to seek confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Are there restrictive covenants that are commonly identified during conveyancing in Helsby?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Helsby. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Helsby is the location of the property. Can you offer any advice?
Flying freeholds in Helsby are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Helsby you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Helsby may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I are 18 days into a leasehold purchase having been referred to solicitors by the local agent to do our conveyancing in Helsby. I am am extremely disappointed with the level of service. Can you help me find new solicitors?
A lawyer would need to be very bad to suggest changing them. Has the mortgage been issued? In the event that it has you need to inform them of the new solicitor and ensure the offer are re-issued. Your new conveyancer needs to be on the mortgage company panel to avoid supplemental costs and complications. That should be your starting point. Our find a solicitor tool can help you find a lender approved solicitor for your home move in Helsby
Last July I purchased a leasehold property in Helsby. Am I liable to pay service charges for periods before my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I bought a split level flat in Helsby, conveyancing formalities finalised January 2006. Can you please calculate a probable premium for a statutory lease extension? Comparable properties in Helsby with an extended lease are worth £192,000. The ground rent is £55 yearly. The lease comes to an end on 21st October 2079
You have 54 years unexpired the likely cost is going to be between £32,300 and £37,400 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive investigations. Do not use the figures in tribunal or court proceedings. There are no doubt other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward based on this information before getting professional advice.