It has come to my attention via my mortgage broker that my Grimsby property lawyer is not on the bank Solicitor panel. What can I do to be sure if this is correct?
The sensible course of action for you to take is to call your Grimsby conveyancer. You lawyer should notify you of the situation. If they are not on the panel they may be able to suggest a Grimsby conveyancing practice that is on the approved list of lawyers for your lender.
Would the conveyancing practitioners identified via your search tool conduct auction conveyancing in Grimsby?
There are a number of niche lawyers we can connect you with those specialising in auction conveyancing. Grimsby is just one of our locations where our lawyers have offices.
About to place an offer on a leasehold property in Grimsby. The property agents say that it is the norm for flats in Grimsby to have less than 75 years unexpired on the lease. I am expecting a loan with Accord Mortgages. Is this going to be a problem if the lease has 72 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/1/2025 the requirements read as follows :
I decided to have a survey done on a house in Grimsby before appointing lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some banks tend refuse to give a loan on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Grimsby. Conveyancing may be slightly more expensive based on your lender's requirements.
I am downsizing from my property. My former lawyers closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Grimsby if that makes things easier.
Please use our search tool to help you find a solicitor for your conveyancing in Grimsby. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I've found a house that seems to meet my requirements, at a great price which is making it more attractive. I have since been informed that it's a leasehold rather than freehold. I am assuming that there are particular concerns purchasing a house with a leasehold title in Grimsby. Conveyancing solicitors have are soon to be instructed. Will my lawyers set out the implications of buying a leasehold house in Grimsby ?
Most houses in Grimsby are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. It is clear that you are buying in Grimsby in which case you should be looking for a Grimsby conveyancing solicitor and check that they are used to transacting on leasehold houses. First you will need to check the unexpired lease term. Being a tenant you will not be at liberty to do whatever you want with the house. The lease comes with conditions such as requiring the landlord’sconsent to conduct changes to the property. It may be necessary to pay a maintenance charge towards the maintenance of the communal areas where the property is located on an estate. Your conveyancer will advise you fully on all the issues.
Leasehold Conveyancing in Grimsby - Sample of Queries before Purchasing
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How many of the leaseholders are in arrears for their service charge payments? How much is the maintenance charge and ground rent on the apartment? How long is the Lease?