I require conveyancing for a flat in a fairly new development (6 years old) in Great Coates. 95% of the flats are already disposed of. Is it really necessary to order conveyancing searches for my conveyancing in Great Coates?
If you are acquiring a property with the assistance of a loan, your bank will require some (many) of the searches so you'll have no choice. If not, then Great Coates conveyancing searches are for you to decide upon. No doubt your conveyancer, will ’encourage’, perhaps in the strongest possible terms, that you should have the searches done, but he or she is duty bound in this regard. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you demand that your lawyer to proceed without searches then your lawyer will have to follow your instructions or it may be necessary to find a new lawyer for your conveyancing in Great Coates.
It is is a decade since I acquired my home in Great Coates. Conveyancing lawyers have recently been instructed on the sale but I am unable to find the title deeds. Is this a problem?
You need not be too concerned. First the deeds may be with your lender or they could be in the possession of the conveyancers who handled the purchase. Secondly in most cases the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. Most conveyancing in Great Coates involves registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
Me and my brother own a terraced Edwardian property in Great Coates. Conveyancing solicitor represented me and National Westminster Bank. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the exact same property. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Great Coates and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing lawyer who carried out the work.
I decided to have a survey carried out on a house in Great Coates before appointing lawyers. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some banks will not issue a mortgage on such a premises.
It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. If you e-mail us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Great Coates. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Great Coates to see if the conveyancing costs will increase in light of this.
I am 18 days into a freehold purchase having been directed to solicitors by the high street agent to handle our conveyancing in Great Coates. We are not happy. Can you help me find new conveyancers?
They would need to be really bad in order to consider changing them. Has the mortgage offer been issued? If so you must advise them of the replacement conveyancer and ensure the offer are issued to the new lawyers. Your solicitor ideally should be on the lenders panel to avoid supplemental charges and frustration. That should be your starting point. Our find a solicitor tool should assist you in finding a bank approved lawyer for your conveyancing in Great Coates
I have recently placed an offer on an apartment in Great Coates and the broker that we are dealing with suggested his conveyancer. They quoted £1000 including VAT and disbursements. Does this sound reasonable?
Don't just go on a single estimate. You should seek like-for-like quotes for your conveyancing in Great Coates. Then pick one that you trust and just as important, is on the approved list of the mortgage company that you have applied for a mortgage from.