What does my ID and proof of funds have anything to do with my conveyancing in Halifax? Why is this being asked of me?
You are right in the requirement set out by your solicitor has nothing to do with conveyancing in Halifax. Nowadays you will not be able to complete any conveyancing transaction without first supplying proof of your identity. Ordinarily this takes the form of a either your passport or driving licence and a council tax bill. Remember if you are providing your driving licence as proof of identification it must be both the paper element as well as the photo card part, one is not satisfactory without the other.
Verification of the origin of money is necessary under Money Laundering Regulations. Don’t be offended when when this is requested of you as your conveyancing solicitor will need to retain this information on file. Your Halifax conveyancing practitioner will need to see evidence of proof of funds before they are able to accept any funds from you into their client account and they will also ask further queries concerning the source of funds.
We were going to get a OIP from RBS this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do RBS recommend any Halifax solicitors on the RBS conveyancing panel, or is it better to go independently?
You will need to appoint Halifax solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
Completion of my remortgage has taken place for my property in Halifax. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Nottingham have agreed my mortgage in principle, my bid on a flat in Halifax has been agreed to, what are the next steps?
Your property agent will want to be informed of your conveyancing practitioner's details (ensure that the solicitors are on the bank’s panel). Call up Nottingham or your financial adviser and finish off any outstanding documentation. Nottingham will appoint a valuer who will get in touch with the estate agent or seller to arrange an appointment. Once carried out (assuming no problems) it takes on average a week to receive the mortgage offer. Nottingham will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Halifax.
Have purchased a a terraced house in Halifax , What is the estimated time for the Land Registry to register my ownership? My Halifax conveyancing solicitor works at snail pace, so I want to check that my purchase is recorded.
There is nothing unique when it comes to conveyancing in Halifax registration formalities. As opposed to being determined by geographic area, timescales can adjust subject to who lodges the application, whether there are errors and whether the Land registry need to notify any interested parties. As of today in the region of 80% of submission are completed in less than three weeks but some can be subject to protracted delays. Registration takes place once the new owner has moved in to the premises thus post completion formalities is not always an essential issue but if it is urgent that the the registration takes place urgently then you or your solicitor can communicate with the Registry to express the reasoning for the application to be prioritised.
About to purchase a new build flat in Halifax. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Halifax
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Forfeiture - bankruptcy or liquidation must not apply under this provision. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply a car parking plan.
Due to the guidance of my in-laws I had a survey completed on a property in Halifax before retaining lawyers. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some lenders will refuse to issue a mortgage on this type of house.
It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you contact us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Halifax. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Halifax to see if the conveyancing will be more expensive.
What makes your site different to alternative online quote calculators when it comes to conveyancing in Halifax?
At this site secure a conveyancing costs illustration from a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Halifax. Unlike many estate agents and brokerage sites we do not charge firms a commission if you appoint them for your home move in Halifax