Can you suggest a Clydesdale allowed Halifax conveyancing conveyancer finish our home move within a very limited time frame? Am I best advised to choose a high street Halifax practice or an internet conveyancer?
We can recommend some very good Halifax conveyancing firms. You can also walk up the main road in Halifax. Go in to some well established firms and ask to see a conveyancing solicitor for a quote. Discuss your time frames together with your reasons and get a commitment on speed. Appoint the one that genuine.
We're in Halifax, First timers buying with a mortgage (lender is Skipton , and our lawyer is on the Skipton conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Skipton conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
2 months have elapsed following my purchase conveyancing in Halifax took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am purchasing a new build house in Halifax benefiting from help to buy. The builders would not move on the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep told me not to tell my solicitor about the side-deal as it would affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a property in Halifax in advance of appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some lenders may not grant a mortgage on a flying freehold property.
It depends who your proposed lender is. HSBC has different instructions from Nationwide. Should you wish to telephone us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Halifax. Conveyancing will be smoother if you use a solicitor in Halifax especially if they are accustomed to such properties in Halifax.
Whilst your website is a good idea there are many lawyers listed near Halifax being on the mortgage company conveyancing panel. Can you recommend a specific firm on the conveyancing panel for our bank?
We are not in the business of recommending one firm above another as the right Halifax conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Halifax knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..