I am getting a mortgage with Halifax. I hope to use a Licensed Conveyancer in Halifax. Does the Halifax Solicitor panel allow for Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Please could you vouch for a Barnsley Building Society allowed Halifax conveyancing solicitor finish our home move within 28 days? Would it be better to use a local Halifax conveyancer or a nationwide conveyancer?
We can recommend some very good Halifax conveyancing firms. You can also walk up the high street in Halifax. Visit two or three firms and request to speak with a conveyancing solicitor for a costs illustration. Explain your time frames together with the reasons and ask for a commitment on speed. Appoint the lawyer that you are most comfortable with.
What does a local search inform me regarding the house my wife and I buying in Halifax?
Halifax conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations for instance Searches UK The local search is essential in every Halifax conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search will provide information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
I am purchasing a new build house in Halifax benefiting from help to buy. The builders would not budge the price so I negotiated 6k of additionals instead. The sale representative advised me not inform my lawyer about the extras as it could affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Am I right to be wary about estate agents that I am dealing with are recommending a factory type conveyancing firm rather than a High Street Halifax conveyancing company?
As with lots of professional services, often referrals from family and friends can be extremely useful or valuable. But there are many parties with a vested interest in a conveyancing matter; estate agents, financial adviser and banks may recommend conveyancers to instruct. Sometimes the conveyancers might be known to one of the organisations as experts in their field, but sometimes there behind the scenes financial incentive behind the endorsement. You are at liberty to choose your preferred conveyancer. Don't forget that many mortgage providers have an approved list of solicitors you must use for the lender related work in your transaction.
I have been recommended a conveyancing solicitor in Halifax. I need to find out if they are listed on the bank's conveyancing panel. Could you assist?
You should contact your solicitor to enquire if they are on the bank's panel. Alternatively please get in touch with us and we can investigate and revert. If they are not on the conveyancing panel we we can help find a quality conveyancing solicitor in Halifax on the panel for your mortgage company.