We are due to move home in August. Should my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you put forward a removal company in Thornton. Conveyancing firm was chosen prior to coming across your website.
On the afternoon of completion you can pick up the keys from your property agent but this can only happen once the sellers conveyancers inform the agent that they have the completion monies and the keys can be passed over. Subsequently you will need to inform the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can help you locate a residential property solicitor in Thornton or a solicitor that specialises in conveyancing in Thornton.
I happen to be the only beneficiary of my late mum's will with all property in now in my sole name, including the house in Thornton. The Thornton property was put into my name in April. I want to move. I do know about the Mortgage Lenders 6 month 'rule', meaning my proprietorship will be regarded the same way as though I had purchased the property in April. Do I have to wait half a year to sell?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. How sensible a view mortgage companies take of it, depend on the mortgage company as this provision is primarily there to capture the purchase and immediately sell or the flipping of property.
Intending to buy a maisonette in Thornton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the TSB conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Thornton conveyancer is on the TSB conveyancing panel.
A friend advised me that if I am buying in Thornton I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard Thornton conveyancing searches. It is not a small report of about 40 pages, listing and setting out important information about Thornton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful information regarding Thornton.
The deeds to my house can not be found. The conveyancers who dealt with the conveyancing in Thornton 10 years ago no longer exist. What do I do?
Gone are the days when you need to hold title original deeds to prove you own the land or premises, given that the Land Registry hold details of all registered land or property electronically.
I am purchasing a new build house in Thornton with the aid of help to buy. The sellers refused to move on the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep advised me not to tell my conveyancer about the extras as it would jeopardize my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My partner has suggested that I instruct his conveyancers in Thornton. Should I find my own conveyancer?
No doubt the best way to choose a conveyancing solicitor is to get guidance from friends or relatives who have actually previously instructed the solicitor that you are considering.
Are you able recommend a good conveyancing practitioner to do the purchase of an apartment in Thornton. With any luck we will purchase the flat for £235000 with a mortgage from Kent Reliance. We are in Thornton but dont require the solicitors to be based in Thornton.
LenderPanel.com is restricted to being a directory service for conveyancing practitioners who wish to be listed as being on the approved conveyancing panel for Kent Reliance in certain locations for example Thornton . We dont recommend any specific conveyancing practitioner.