At what point will exchange of contracts happen for sale conveyancing in Halstead and am I required to be at the conveyancers office?
If you are in close proximity to one of the conveyancing solicitors in Halstead you are welcome to attend to sign documents. However, the law practices we recommend offer a nationwide conveyancing service and give just as detailed and professional a job for you when communicating with you by post or email. The executing of the purchase agreement is not the point of no return. Signing on the dotted line is just a prerequisite for the conveyancer to address the formalities at the suitable time, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Halstead)to be in the office available at the end of the phone to exchange contracts.
I have been referred to a conveyancing solicitor in Halstead. I I am struggling to find out if they are accepted on the The Mortgage Works approved list of lawyers. Can you help?
You should phone the lawyer and enquire whether they can act for the bank. Alternatively you can call The Mortgage Works who may be able to confirm.
My friend advised me that if I am purchasing in Halstead I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard Halstead conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Halstead around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Halstead Education with plans and statistics, Local Amenities and other useful data about Halstead.
I have a 4 bedroom Victorian property in Halstead. Conveyancing solicitor acted for me and Santander. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Halstead and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing practitioner who conducted the work.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Halstead is where the house is located. What do you suggest?
Flying freeholds in Halstead are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Halstead you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Halstead may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How easy is it to use the search facility to choose a conveyancing practitioner in Halstead on the approved list for my mortgage?
1st pick a lender such as Birmingham Midshires, Chelsea Building Society or Aldermore then type in your location for instance Halstead. Conveyancing organisations in Halstead and further afield should be listed.