My partner’s uncle is a solicitor. I anticipate that I will receive friends and family fee for conveyancing, However if that does not come through, what kind of fees should I be expecting for conveyancing in Kelvedon?
You should contrast pricing. Do use our comparison tool on this page. The fees seem to contrast greatly but the service one can expect are distinct between property lawyers as is the case with the vast majority of professional services.
I am buying a newly built flat in Kelvedon and my lawyer is informing me that she has to the lender to disclose incentives from the seller. The Estate Agents are hassling me to exchange contracts and I would rather not prolong matters. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We see that you have a search directory listing law firms on the Virgin Money conveyancing panel. Do companies pay you a referral fee if I appoint them for our own conveyancing in Kelvedon?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Kelvedon.
I am assisting my sister sell her flat in Kelvedon. Does the conveyancing solicitor order an EPC or it is for the owner to see to?
Following the demise of HIPs, energy performance certificates was left as a mandatory element of moving house. An energy performance certificate needs to be commissioned before the property is advertised. This is not as aspect of the sale process that solicitors normally arrange. Where you are using a Kelvedon conveyancing lawyer they may help arrange EPC’s due to their contacts with reputable Kelvedon energy assessors
I have a mortgage with Nationwide for my property in Kelvedon. Conveyancing was finalised a year ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Nationwide?
You must advise Nationwide before renting your property as this is likely to be a breach of Nationwide’s mortgage conditions. It may be that Nationwide will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. It should not be necessary to do this via a Nationwide conveyancing panel solicitor.
I am due to exchange contracts on my house. I had a double glazing fitted in September 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Co-operative are being difficult. The Kelvedon solicitor who is on the Co-operative conveyancing panel is recommending indemnity insurance as a solution but Co-operative are requiring a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?
It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
In what way can the Landlord & Tenant Act 1954 affect my business premises in Kelvedon and how can you help?
The 1954 Act provides a safeguard to commercial leaseholders, granting the a statutory right to apply to court for a renewal lease and remain in occupation when the lease reaches an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Kelvedon is one of the many locations in which the firms we work with are located
Am I better off to appoint a Kelvedon conveyancing lawyer based in the area that I am buying? We have a good friend who can handle the conveyancing however his firm is located 300kilometers away.
The primary upside of using a high street Kelvedon conveyancing firm is that you can drop in to execute documents, deliver your identification documents and pester them if necessary. They will also have local intelligence which is a plus. However it's more important to get someone that will pull out all the stops for you. If if people you trust instructed your friend and the majority were content that must trump using an unfamiliar Kelvedon conveyancing lawyer solely due to them being round the corner.