Me and my partner are due to exchange on the purchase of a property in Kelvedon but as a result of wreckage from a small fire at the property I have was able negotiate recompense from the vendor in the sum of £2k by way of a deduction in the price. This was going to be addressed as part of the conveyancing process however Lloyds will not agree to this. Why were they informed?
Any conveyancing practitioner that is on the Lloyds approved list is obliged to advise Lloyds of any amendments to the purchase price. If you prohibit your solicitor to report the price change to Lloyds then they would have to discontinue acting for you. In addition, Lloyds and you would have to appoint a new conveyancer for your conveyancing in Kelvedon.
Are the Kelvedon conveyancing solicitors identified as being on the Principality conveyancing panel, together with their details provided by Principality?
Kelvedon conveyancing firms themselves provide us confirmation that they are on the Principality conveyancing panel as opposed to being supplied with a list from Principality directly.
I am considering applying for a Aldermore mortgage for purchase of a new build (under development) in Kelvedon with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Aldermore ?
In theory, you could use a solicitor that is not on the Aldermore conveyancing panel, but Aldermore would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
Over the last few months I have been searching for a ground for flat up to £305k and identified one round the corner in Kelvedon I like with amenity areas and railway links nearby, the downside is that it's only got 52 years on the lease. There is not much else in Kelvedon suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you require a home loan the shortness of the lease will be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.
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Why can I not complete my conveyancing in Kelvedon on Easter Monday?
This is due to the fact that on completion the purchase price will pass between the banks of the buyer and seller's conveyancing practitioner and currently this can only happen on a working day. It is not possible to complete on a weekend either.