I have just been advised by my lender that my Harleston lawyer is not on the bank Conveyancing panel. How can I check?
The best course of action for you to take is to call your Harleston lawyer directly. You lawyer should advise you of the situation. If they are not on the panel they may recommend you to a Harleston conveyancing practice that is on the conveyancing panel for your bank.
It has been 3 months since my purchase conveyancing in Harleston completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey done on a house in Harleston in advance of appointing lawyers. I have been told that there is a flying freehold aspect to the house. Our surveyor advised that some banks will refuse to issue a mortgage on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Birmingham Midshires. If you e-mail us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Harleston. Conveyancing may be slightly more expensive based on your lender's requirements.
Should I instruct a Harleston conveyancing lawyer who is local to the property I am purchasing? An old friend can conduct the conveyancing but they are based approximately 350miles drive away.
The primary upside of using a high street Harleston conveyancing practice is that you can pop in to sign paperwork, present your ID and apply pressure on them where appropriate. Having local Harleston know how is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and in the main were content that should trump using an unknown Harleston conveyancing lawyer solely due to them being based in the area.
What advice can you give us when it comes to appointing a Harleston conveyancing practice to carry out our lease extension conveyancing?
If you are instructing a solicitor for lease extension works (regardless if they are a Harleston conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We recommend that you speak with two or three firms including non Harleston conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be helpful:
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What are the legal fees for lease extension conveyancing?
Harleston Leasehold Conveyancing - A selection of Questions you should consider Prior to buying
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Best to be warned whether changing the roof or some other significant cost is anticipated that will be shared between the leasehold owners and will dramatically increase the the maintenance costs or result in a specific payment. Does this lease have more than 85 years unexpired? How many of the leaseholders are in arrears for their maintenance charge payments?
My wife and I have recently appointed a conveyancing solicitor in Harleston. I need to find out if they are on the bank's conveyancing panel. Can you or the bank confirm if they are on the panel?
It’s a good idea contact the conveyancer and ask them if they are on the lender's panel. Alternatively please get in touch with us and we can make some checks for you. If they are not on the lender panel we we can help find a specialist conveyancing solicitor in Harleston on the approved list for your lender.