We are planning to acquire a property and need a conveyancing solicitor in Harleston who is on the HSBC solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Harleston.
It has been five months since my purchase conveyancing in Harleston concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm buying a new build house in Harleston with the aid of help to buy. The developers would not budge the price so I negotiated 6k of extras instead. The estate agent suggested that I not reveal to my conveyancer about the extras as it would put at risk my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a ground for flat up to £305k and found one round the corner in Harleston I like with amenity areas and railway links nearby, however it's only got 51 years unexpired on the lease. There is not much else in Harleston suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you need a home loan that many years will be an issue. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
We're first time buyers - had an offer accepted, yet the property agent told us that the owners will only proceed if we instruct the agent's recommended solicitors as they need a ‘quick sale’. My instinct tells me that we should use a family conveyancer accustomed to conveyancing in Harleston
It is improbable the owners are behind this. If they desire ‘a quick sale', taking such a hostile approach to a motivated purchaser is counter productive. Try to communicate with the sellers directly and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are chain free (d) you wish to move quickly (e)however you are going to instruct your preferred Harleston conveyancing firm - as opposed tothose that will earn their estate agent a commission or hit his conveyancing thresholds set by HQ.
Are you able to shed any light on the scope of conveyancing undertaken by Harleston conveyancing practices?
Generally most Harleston conveyancing solicitors can provide various services to home and land proprietors, sellers, first time buyers, landlords and tenants such as:
-
Private sale conveyancing in Harleston and beyond
Home purchase conveyancing in Harleston and throughout England and Wales
Staircasing and Equity Loan Redemption Non-contentious landlord & tenant matters Council Home Right-to-Buy Scheme Joint ownership and cohabitation agreements