We are buying a newly constructed flat in Poringland and my solicitor is informing me that she has to the mortgage company to disclose incentives from the builder. I am on a tight deadline to exchange and my preference is not to prolong deal. Is my lawyer right?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am due to move house in May. Does my conveyancing solicitor update the removal company on the completion day. On a separate note, can you suggest a removal company in Poringland. Conveyancing firm was found before I stumbled across your page.
On the afternoon of completion you will need to collect the keys from your property agent however this should only take place after the previous owners conveyancers inform the agent that the monies to complete are in and the keys can be released. Subsequently you will need to tell the removal men that they can start moving you in. We are not in a position to recommend a particular removal organisation but can help you locate a residential property solicitor in Poringland or a lawyer that specialises in conveyancing in Poringland.
I had an offer accepted on an apartment in Poringland on 23/12/2025, valuation was booked five days later, all came back fine. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Are Nationwide entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
Principality have agreed my home loan in principle, my offer on a flat in Poringland has been accepted, what are the next steps?
The estate agent will want to be advised as to your conveyancer's details (be sure the property lawyers are on the bank’s panel). Call up Principality or the financial adviser and finalise any relevant paperwork. Principality will sellect a valuer who will get in touch with the selling agent or vendor to arrange a slot for the valuation to take place. Once conducted (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. Principality will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Poringland.
I own a terraced Edwardian property in Poringland. Conveyancing practitioner represented me and Platform Home Loans Ltd. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the exact same property. Is it worth asking Platform Home Loans Ltd to clarify?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Poringland and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing lawyer who conducted the purchase.
The estate agent has sent us the confirmation of our purchase of a new build flat in Poringland. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Poringland
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Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Forfeiture - bankruptcy or liquidation must not apply under this provision.
I decided to have a survey carried out on a house in Poringland prior to retaining conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some lenders tend not grant a loan on a flying freehold house.
It depends who your proposed lender is. HSBC has different instructions for example to Halifax. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Poringland. Conveyancing will be smoother if you use a solicitor in Poringland especially if they are acquainted with such properties in Poringland.
I have been sourcing a conveyancing lawyer in Poringland for my home move. Is there any facility to review a firm’s record with the profession’s regulator?
Anyone can review presented Solicitor Regulator Association (SRA) determinations stemming from investigations started on or after 1 January 2008. Go to Check a solicitor's record. To find information Pre 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The regulator may recorded call for training reasons.