How do I discover of the solicitor carrying out my conveyancing in Long Stratton is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Birmingham Midshires thus spending £187.00 plus VAT in further conveyancing costs.
Feel free to take advantage of the search tool on this site. Please choose the lender and type ‘Long Stratton’ or your location and you will be presented with a number of lawyer based in Long Stratton or by proximity to you.
My stepmother informed me that in buying a property in Long Stratton there may be various restrictions preventing external alterations to the property. Is this right?
We are aware of anumerous of properties in Long Stratton which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Long Stratton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My solicitor has informed me that lack of planning permission insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Long Stratton?
The right level of lack of planning permission indemnity insurance should be dictated by who who your lender is. It would differ for example between Santander and Skipton Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.
I can not fathom if my bank requires a lease extension. I have telephoned my Long Stratton building society branch on numerous occasions and was advised it wasn't a problem and they would lend. My Long Stratton conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they would not lend based on their specific requirements. I have no idea who is right.
Provided that the conveyancing practitioner is on the mortgage company approved list, she or he must follow the Council of Mortgage Lenders’ Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
Just acquired a terraced house in Long Stratton , What is the estimated time for the Land Registry to deal with the formalities evidencing the transfer to my name? My Long Stratton conveyancing solicitor has been very slow, so I want to be sure that my name is registered.
As far as conveyancing in Long Stratton is concerned, registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can vary depending on the party submitting the application, whether it is in order and if the Land registry must send notices to any 3rd parties. At present approximately three quarters of such applications are fully dealt with within 12 days but some can be subject to protracted hold-ups. Historically registration occurs once the purchaser is living at the property therefore an expedited registration is not always an essential issue but if it is urgent that the the registration takes place urgently then you or your solicitor should communicate with the Registry to express the reasoning for an expedited registration.
How does conveyancing in Long Stratton differ for new build properties?
Most buyers of new build premises in Long Stratton approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is built. This is because builders in Long Stratton tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Long Stratton or who has acted in the same development.
Given that I am about to part with 450k on a terraced house in Long Stratton I wish to have a conversation with the conveyancer regarding thehouse move in advance of appointing the firm. Can this be arranged?
This is something that we encourage - we would be pleased to talk to you we do not take any clients on without you liaising with the solicitor due to be doing your property ownership legalities in Long Stratton.There is no ‘factory style conveyancing’ - each client is an important person, not a file reference. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Long Stratton should be the figure that you are charged.
My uncle has recommend that I use his conveyancing solicitors in Long Stratton. Do I take his advice?
Much as we are happy to recommend a Long Stratton conveyancing lawyer the ideal way to select a conveyancing practitioner is to get referrals from friends or family who have used the firm that you are contemplating using.