We note that you have a post code search directory identifying solicitors on the Kent Reliance conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Haringey?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Haringey.
Will our lawyer be making enquiries about flooding as part of the conveyancing in Haringey.
Flooding is a growing risk for conveyancers dealing with homes in Haringey. Plenty of people will buy a house in Haringey, completely expectant that at some time, it may be flooded. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Conveyancers are not qualified to give advice on flood risk, however there are a various searches that can be carried out by the purchaser or on a buyer’s behalf which can give them a better understanding of the risks in Haringey. The standard completed inquiry forms sent to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the owner to determine if the property has suffered from flooding. In the event that flooding has previously occurred which is not revealed by the vendor, then a purchaser could commence a compensation claim as a result of such an inaccurate reply. The purchaser’s conveyancers may also commission an enviro search. This should higlight if there is a recorded flood risk. If so, more detailed inquiries will need to be conducted.
I acquired my home on 1 August and my personal details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Haringey advises it will be recorded in less than a month. Are properties in Haringey uniquely lengthy to register?
There is nothing unique about conveyancing in Haringey registration formalities. As opposed to being determined by geographic area, timeframes can adjust depending on the party submitting the application, whether there are errors and whether the Land registry communicate with any interested parties. Currently roughly 80% of submission are fully dealt with within two weeks but occasionally there can be protracted hold-ups. Historically registration occurs after the purchaser has moved in to the property so 'speed' is not usually an essential issue yet where it is urgent that the the registration takes place urgently then you or your lawyers must speak with the land registry and explain the circumstances.
I'm buying a new build house in Haringey with the aid of help to buy. The builders would not budge the price so I negotiated 6k of extras instead. The sale representative suggested that I not to tell my lawyer about the side-deal as it could put at risk my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a flat up to £195,000 and found one close by in Haringey I like with open areas and station in the vicinity, the downside is that it's only got 49 remaining years left on the lease. There is not much else in Haringey in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you require a home loan the shortness of the lease will be problematic. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least twenty four months you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
My in 2006. He has been wed, widowed and is now remarried. He now wishes to dispose of the Haringey property. I suspect that he will just be need to provide a copy of his marriage certificates to the solicitor but he is worried it will hold up the home sale. Is it worth updating the Land Registry information for the house?
You are not required to bring up to date the title for the property providing you have the proof needed to demonstrate how the name change resulted.
Any purchaser’s property lawyer will examine the land registry entries and ask for evidence to prove the change of name for example marriage documentation.