My mortgage broker requires my Haringey law firm’s panel member for the HSBC conveyancing panel. Can you suggest how I obtain this. I have tried my local Haringey office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Haringey property lawyer . They maintain a central record lender panel numbers.
Do the conveyancing lawyers identified via your search tool handle auction conveyancing in Haringey?
We know of a number of auction solicitors we can connect you with those specialising in auction conveyancing. Haringey is one of hundreds of locations where our lawyers have offices.
My bid for a property was accepted at auction in Haringey. Conveyancing is needed. What are my next steps?
Having for all intents and purposes signed on the dotted line you must hire the services of a conveyancing solicitor soon as you will have a pending deadline in which to complete the purchase. All auction property will have a corresponding legal set of papers. This will include most,if not all of the paperwork that your conveyancer will need. In the case of leasehold premises the auction pack may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You need to give this to your appointed conveyancing solicitor ASAP. Do make sure that you have funds in place to complete the transaction on the set completion date.
We are purchasing a 3 bedroom semi in Haringey. Our aim is to carry out a loft conversion at the house.Will the conveyancing process involve investigations to ascertain if these works are allowed?
Your conveyancer will check the registered title as conveyancing in Haringey can occasionally identify restrictions in the title documents which restrict categories of changes or necessitated the permission of another owner. Some additions require local authority planning permissions and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
Are all Haringey Conveyancing Quality Solicitors on the Clydesdale conveyancing list of approved firms?
Some major banks and building societies now use CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.
My friend advised me that if I am buying in Haringey I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes included in the estimate for your Haringey conveyancing searches. It is a large document of more than thirty pages, listing and setting out important information about Haringey around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful data regarding Haringey.
I have been on the look out for a flat up to £305k and found one round the corner in Haringey I like with open areas and station nearby, however it's only got 49 years unexpired on the lease. There is not much else in Haringey in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a home loan the remaining unexpired lease term may be an issue. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.
I own a leasehold house in Haringey. Conveyancing and Nationwide Building Society mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1995. The conveyancing practitioner in Haringey who previously acted has long since retired. Do I pay?
The first thing you should do is contact the Land Registry to make sure that the individual claiming to own the freehold is indeed the new freeholder. There is no need to instruct a Haringey conveyancing lawyer to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Having spent years of dialogue we are unable to agree with our landlord on how much the lease extension should cost for our flat in Haringey. Can we issue an application to the Residential Property Tribunal Service?
if there is a absentee landlord or if there is disagreement about what the lease extension should cost, under the relevant statutes it is possible to make an application to the Leasehold Valuation Tribunal to arrive at the amount due.
An example of a Lease Extension case for a Haringey residence is 16 Langham Close in June 2009. The Tribunal determined that the premium to be paid by the Applicant to the Respondent for the grant of a new lease was £45,672. This case was in relation to 1 flat. The unexpired residue of the current lease was 25.4 years.