Why do I have to pay up front for my conveyancing in Ramsbottom?
Where you are retaining lawyers for conveyancing in Ramsbottom your lawyer will ask you put them with monies to cover the the cost of the conveyancing searches. Normally this is asked for to cover the fees of the Local Authority Search. If any down payment is as part of the total price then this will be asked for immediately in advance of exchange of contracts. The final balance that is due should be transferred a few days ahead of the day of completion.
Me and my brother have a renovated Victorian house in Ramsbottom. Conveyancing lawyer acted for me and Clydesdale. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ramsbottom and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing solicitor who conducted the conveyancing.
How does conveyancing in Ramsbottom differ for new build properties?
Most buyers of new build residence in Ramsbottom come to us having been asked by the seller to exchange contracts and commit to the purchase even before the property is built. This is because developers in Ramsbottom tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ramsbottom or who has acted in the same development.
I decided to have a survey done on a property in Ramsbottom ahead of retaining solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some banks tend not grant a mortgage on such a house.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ramsbottom. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to instruct a conveyancing lawyer in Ramsbottom for my house move. Is there any facility to see a solicitor's complaints history with the profession’s regulator?
Anyone can see presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions commenced on or after 1 January 2008. Visit Check a solicitor's record. To find details Pre 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training reasons.
What type of property do your Ramsbottom conveyancing estimates relate to?
Our conveyancing quotes are only relevant to standard domestic premises in England & Wales. Should you have any different needs for example industrial or agricultural land or commercial conveyancing in Ramsbottom you should telephone us to consider this further .