It has taken forever and a day but a loan offer from NatWest for the refinancing of my single room apartment is to be issued by the end of next week. Are you able to recommend a low cost conveyancing lawyer in Ramsbottom?
You have come to the wrong site to search for the lowest fares for conveyancing in Ramsbottom. We can offer you affordable conveyancing but our intention is not to advertise as being the cheapest. Resist the temptation to appoint companies enticing you with £100 conveyancing in Ramsbottom. In your best case scenario, in going for cheap conveyancing, you will receive what you pay for and at worst you will end up with a surprising uplift in extras and still not get the service expected.
I am the registered owner of a freehold residence in Ramsbottom but still charged rent, why is this and what is this?
It’s unusual for properties in Ramsbottom and has limited impact for conveyancing in Ramsbottom but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.
We are purchasing a 1 bedroom apartment in Ramsbottom with a residential mortgage from Santander.We use our Ramsbottom conveyancing lawyer but Santander advised that he's not listed on their "panel". We have to appoint a Santander panel solicitor or retain our local solicitor and fork out for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. The loan offered to you is subject to its terms and conditions, a common one being that conveyancers will be on the Santander conveyancing panel. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Santander
My partner and I are planning on selling our property in Ramsbottom and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any local conveyancer would know this is not the case. For the life of me I don't know why the buyers instructed a nationwide conveyancing outfit rather than a conveyancing solicitor in Ramsbottom. We have lived in Ramsbottom for 5 years we know of no issue. Do we contact our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Should I appoint a Ramsbottom conveyancing lawyer who is local to the property I am purchasing? An old friend can carry out the legal work but her office is 400kilometers drive away.
The primary upside of using a high street Ramsbottom conveyancing firm is that you can pop in to sign documents, deliver your ID and pester them where appropriate. Having local Ramsbottom know how is a bonus. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and they were happy that should trump using an unknown Ramsbottom conveyancing solicitor solely due to them being based in the area.
Are all Ramsbottom law firms on every bank conveyancing panel?
You can use our search tool or you can drop into your local lender branch in Ramsbottom. the probability is that they will be in a position to recommend some reputable conveyancing solicitors in Ramsbottom