It is a dozen years since I bought my property in Hathern. Conveyancing lawyers have recently been instructed on the sale but I can't find my deeds. Is this a major issue?
You need not be too concerned. First the deeds may be kept by your lender or they may be in the possession of the lawyers who acted in your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Hathern involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Hathern. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/8/2025, the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Hathern
There are many registered licenced Conveyancers in Hathern and Solicitor practices in Hathern who provide Conveyancing services We would stress that both are supervised by regulatory bodies with both specialising in the legal work in the home buying process. Both can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
My bid for a property was accepted at auction in Hathern. Conveyancing is required. What happens now?
Given that you are now exchanged you now have to instruct a conveyancing lawyer as a matter of urgency as you are faced with a pending a drop dead date to complete the deal. Every auction property will have an associated auction pack. This will include evidence of title and search results. In the case of leasehold premises the legal papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You must give this to your appointed conveyancing solicitor ASAP. You also need to ensure that your finances are in place to complete on the on the contractual date .
At last I have had an offer on a maisonette in Hathern agreed to, the vendors do however have a connected purchase. The vendors have placed an offer on a flat, but it’s not been accepted yet, and have viewings of other properties in the pipeline. I have instructed a nearby conveyancing solicitor in Hathern. What do I do now? At what point should I apply for the mortgage with Virgin Money?
It is usual to have concerns where there is a chain as you are unlikely to want to incur costs too early (home loan application is in the region of one thousand pounds, then survey, Hathern conveyancing search charges, etc). First, you must check that your lawyer is on the Virgin Money conveyancing panel. Regarding the subsequent steps this very much dictated by the uniqueness of your transaction, motivation for the property and on the state of the market. During a rising market the majority of home buyers would apply for the mortgage with Virgin Money and arrange for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to move forward with searches.
We are buying a house and the conveyancer has referenced Chancel Repair to which the house could be liable given it’s proximity to the area of such a church. He has mentioned insurance. Is this really necessary for conveyancing in Hathern
Unless a prior purchase of the property completed post 12 October 2013 you can assume that conveyancing practitioners carrying out conveyancing in Hathern to remain recommending a chancel search and or chancel repair liability insurance.
In my capacity as executor for the estate of my father I am selling a house in Monmouth but reside in Hathern. My conveyancer (who is 260 miles awayhas requested that I execute a stat dec ahead of completion. Can you recommend a conveyancing lawyer in Hathern who can witness this legal document for me?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are based in Hathern
When it comes to leasehold conveyancing in Hathern what are the most common lease problems?
There is nothing unique about leasehold conveyancing in Hathern. Most leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain clauses are wrong. For example, if your lease is missing any of the following, it could be defective:
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Repairing obligations to or maintain parts of the building
You could have a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Halifax, Chelsea Building Society, and Clydesdale all have very detailed conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to provide security, obliging the buyer to pull out.
I acquired a ground floor flat in Hathern, conveyancing having been completed November 2010. Can you please calculate a probable premium for a statutory lease extension? Corresponding properties in Hathern with a long lease are worth £202,000. The ground rent is £60 per annum. The lease finishes on 21st October 2082
With 57 years left to run we estimate the price of your lease extension to range between £28,500 and £33,000 as well as costs.
The figure that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.