Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Gotham. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/7/2025, the requirements read as follows :
is it true that all Gotham conveyancing solicitors on the Lloyds conveyancing panel are governed by the SRA?
As a firm of solicitors, in order to be on the Lloyds approved list of solicitors they would need to be regulated by the SRA. The majority of mortgage companies do permit licenced conveyancers on their panel and in that case the organisation would be regulated by the Council of Licensed Conveyancers.
I am expecting a AIP from HSBC this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do HSBC recommend any Gotham solicitors on the HSBC conveyancing panel, or is it better to go independently?
You will need to appoint Gotham solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.
I am selling my apartment. I had a double glazing fitted in April 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Clydesdale are being problematic. The Gotham solicitor who is on the Clydesdale conveyancing panel is saying indemnity insurance will be fine but Clydesdale are requiring a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly identified during conveyancing in Gotham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Gotham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My father has recommend that I instruct his conveyancers in Gotham. Do I follow his guidance?
Much as we are happy to recommend a Gotham conveyancing lawyer the best way to choose a conveyancing solicitor is to get referrals from friends or family who have experience in using the conveyancer that you are are thinking of instructing.
Looking forward to sign contracts shortly on a leasehold property in Gotham. Conveyancing solicitors assured me that they will have a report out to me on Monday. What should I be looking out for?
The report on title for your leasehold conveyancing in Gotham should include some of the following:
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You should have a good understanding of the building insurance obligations Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? An explanation as to the provision in the lease to to contribute towards maintenance costs - in relation to the building, and the more general rights a lessee enjoys You should know whether the lease permits you to alter or upgrade aspects of the premises- you must be made aware as to whether any restrictions relates to all alterations or limited to structural alteration, and whether licences for alterations is required Are pets allowed in the flat?
I am the registered owner of a split level flat in Gotham, conveyancing was carried out 4 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable properties in Gotham with an extended lease are worth £179,000. The ground rent is £65 yearly. The lease expires on 21st October 2082
With only 57 years left to run we estimate the price of your lease extension to be between £26,600 and £30,800 plus professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.
We have recently had an offer accepted on our 1st house in Gotham, and are now looking to get solicitors instructed. I have made use of the different rating tools and the quotes are from all across the England and Wales. Is it essential to have a Gotham property lawyer local to the potential house? We are happy to do all the communicating over the internet, but I guess at some stage we may be required to visit the solicitor's office to sign papers?
The conveyancer does not need to be in Gotham, but opting for local means that you can visit their offices if you need to, by way of example, if a signature is immediately necessary. Also, a Gotham solicitor is likely to be familiar with local agents and (if the vendor has chosen a local solicitor) with them, which will help keep things moving faster.