My wife and I purchasing a 3 bedroom semi in Gotham. The intention is to carry out an extension to the side at the property.Will legal conveyancing on the property involve investigations to see if these alterations were previously refused?
Your property lawyer will check the deeds as conveyancing in Gotham will occasionally identify restrictions in the title documents which prevent categories of alterations or need the consent of a 3rd party. Certain additions call for local authority planning consent and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Gotham lawyer on the Co-operative panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I can not work out if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Gotham building society branch on numerous occasions and was reassured it wasn't an issue and they would lend. My Gotham conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they would not lend in accordance with their published requirements. I simply don't know who is right.
Your conveyancer must follow the Council of Mortgage Lenders’ Handbook Part 2 specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I have justbeen informed that Wolstenholmes have closed. They carried out my conveyancing in Gotham for a purchase of a leasehold flat 18 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The quickest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Gotham conveyancing specialists.
The estate agent has sent us the confirmation of our purchase of a new build flat in Gotham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Gotham
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Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
Hoping to buy a property located in Gotham and I am already nervous. I couldn't find anything specific about Gotham. Conveyancing will be needed in due course but do you know about the Gotham area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Gotham. In the meantime here are some basic statistics that we found
I am a fortnight into a leasehold purchase having been referred to a firm by the selling agent to do our conveyancing in Gotham. I am not happy. Could you you assist me in finding new solicitors?
They would need to be really poor in order to consider changing them. Has your mortgage offer been issued? In the event that it has you will need to make them aware of the replacement solicitor and ensure the mortgage documents are re-issued. Your new solicitor ideally needs to be on the banks approved list to avoid supplemental charges and delays. That should be your first question of the new lawyers. The search tool can assist you in finding a bank approved conveyancer for your conveyancing in Gotham
My husband and I may need to sub-let our Gotham 1st floor flat for a while due to taking a sabbatical. We used a Gotham conveyancing practice in 2003 but they have since shut and we did not have the foresight to seek any guidance as to whether the lease permits subletting. How do we find out?
Even though your previous Gotham conveyancing solicitor is not available you can review your lease to see if it allows you to sublet the apartment. The accepted inference is that if the deeds are silent, subletting is allowed. Quite often there is a prerequisite that you need to obtain consent from your landlord or some other party prior to subletting. This means that you cannot sublet without first obtaining permission. Such consent must not not be unreasonably refused ore delayed. If your lease does not allow you to sublet you will need to ask your landlord if they are willing to waive this restriction.
Gotham Leasehold Conveyancing - A selection of Questions you should consider before Purchasing
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Are any of leasehold owners in dispute over their service charge liability? Who is in charge of the building?