How up to date is your database of Loughborough solicitors on the Barclays conveyancing panel? Do Barclays send you an updated list?
Loughborough conveyancing firms themselves provide us confirmation that they are on the Barclays conveyancing panel as opposed to being supplied with a list from Barclays directly.
Are the BSA planning on creating a search tool with a view to list practices on the Loughborough BS conveyancing panel for instance in Loughborough?
We are not aware of any plans on the part of the BSA to promote such a search facility.
Is it the case that all Loughborough solicitor practices on the Kent Reliance conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Kent Reliance conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. Some mortgage companies do permit licenced conveyancers on their panel in which case such practice would be governed by the CLC.
I am buying a property in Loughborough. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender HSBC be concerned?
Given that you are obtaining a mortgage with HSBC your lawyer must check the conveyancing instructions set out in Section two of UK Finance Lenders’ Handbook for HSBC. The CML Handbook includes minimum provisions for solar panel roof-space leases, and property lawyers are required to report to HSBC where a lease fails to satisfy these specifications. The provisions relate to the installation of panels on properties in England and Wales and is not restricted to Loughborough.
About to purchase apartment in Loughborough. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Loughborough conveyancer is on the Principality conveyancing panel.
I own a renovated Victorian house in Loughborough. Conveyancing solicitor acted for me and Leeds Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Loughborough and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing lawyer who conducted the conveyancing.
Due to the advice of my in-laws I had a survey completed on a property in Loughborough before instructing lawyers. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies tend refuse to give a mortgage on a flying freehold house.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. If you e-mail us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Loughborough. Conveyancing will be smoother if you use a solicitor in Loughborough especially if they are acquainted with such properties in Loughborough.
I am looking to sell my home. My previous solicitors closed down. I am in need of a recommendation of a conveyancing firm. Im based in Loughborough if that makes things easier.
You should use our search tool to help you choose a solicitor for your conveyancing in Loughborough. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.