We are purchasing a 3 bedroom apartment in Shepshed with a mortgage. We like our Shepshed solicitor, but the lender advise he's not on their "panel". It seems we have no option but to instruct one of the lender panel solicitors or retain our Shepshed solicitor and pay for one of their panel firms to represent them. We consider that this is unjust; is there anything we can do?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Shepshed conveyancing lawyer to apply to be on the conveyancing panel.
Can the conveyancing practitioners that you recommend carry out auction conveyancing in Shepshed?
There are a number of auction practitioners we can connect you with those specialising in auction conveyancing. Shepshed is one of our locations in which our lawyers have a presence.
It is 10 years ago since I purchased my property in Shepshed. Conveyancing lawyers have recently been appointed on the sale but I can't locate my title deeds. Is this a problem?
Don’t worry too much. Firstly the deeds may be retained by the mortgage company or they could be archived with the lawyers who oversaw the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. The vast majority of conveyancing in Shepshed involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
What is your number one tip for finding a conveyancing solicitor in Shepshed
It would be unwise to be swayed by the lowest Shepshed conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
We are purchasing a detached bungalow in Shepshed. Our aim is to an extension at the rear at the property.Will legal due diligence on the property involve investigations to ascertain if these works were previously refused?
Your solicitor will check the deeds as conveyancing in Shepshed can occasionally identify restrictions in the title deeds which prohibit categories of alterations or need the permission of another owner. Certain additions need local authority planning permissions and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
I am selling my house. I had a double glazing fitted in April 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Nottingham are being problematic. The Shepshed solicitor who is on the Nottingham conveyancing panel is saying indemnity insurance will be fine but Nottingham are insisting on a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Hoping to buy a property located in Shepshed and I am already nervous. I couldn't find anything specific about Shepshed. Conveyancing will be needed in due course but do you know about the Shepshed area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Shepshed. In the meantime here are some basic statistics that we found
My cousin has suggested that I appoint his conveyancing solicitors in Shepshed. Should I find my own conveyancer?
Much as we are happy to recommend a Shepshed conveyancing lawyer the best way to select a conveyancing practitioner is to have guidance from friends or family who have previously instructed the conveyancer you're are thinking of instructing.