We are a couple about to exchange contracts for a semi detached house in Heanor. We have hit a problem. The loan offer with Birmingham Midshires expires on 13/1/2026 but the sellers are insisting on a completion date of 15/1/2026. Is it possible to extend the mortgage offer?
The best person to deal with your concern is your conveyancer who is in a position to calculate if he or she is corresponding with the mortgage broker, vendor’s solicitors, estate agents or indeed all three taking into account the history of your conveyancing as of today.
Completed the sale of my flat in Heanor last May but the buyer keeps SMS messaging every few hours to say her solicitor needs to hear from mine. What are the post completion sale formalities now that I have sold?
Post completion of your sale your lawyer should deliver the transfer deeds and all supplemental paperwork to the buyer’s solicitors. Where relevant, your lawyer should also evidence that the mortgage has been paid off to the purchasers lawyers. There is unlikely to be post completion requirements peculiar conveyancing in Heanor.
We are buying a apartment in Heanor. It might be a silly question but how we can trust a conveyancer? On the day of competition we have to put money into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We are getting the release of further funds on our home loan from HSBC as we wish to carry out renovations to our property in Heanor. Are we obliged to select a local Heanor solicitor on the HSBC conveyancing panel to deal with the legals?
HSBC do not ordinarily instruct firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC list.
My fiancee and I are in the throws of looking at flats in Heanor and I am about to put in an offer. Is it sensible to have my lawyer on ‘stand by’? I intend to finance via a home loan with HSBC.
It would be advisable to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are taking out a mortgage with HSBC, ask your prospective lawyers if they are on the HSBC conveyancing panel otherwise they can't do the mortgage legal work.
I have recentlydiscovered that Action Conveyancing have closed. They conducted my conveyancing in Heanor for a purchase of a leasehold flat 12 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?
The quickest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Heanor conveyancing specialists.
I am a sole trader looking to lease a unit on a shopping parade. Can you recommend conveyancers offering competitive charges for commercial conveyancing in Heanor for below 1500k?
We can recommend firms who host a wealth of experience of commercial conveyancing in Heanor, including the disposal and purchase of businesses as well as simply property. If you are intending to purchase or lease a shop, pub, restaurant, office, retail premises or a whole business we can find you the right lawyer. As for the costs this will depend on the structure and heads of terms of the deal. Please provide us with your contact information or email us so that we can provide you with a fixed commercial conveyancing calculation.
What can I do to discover who owns a property in Heanor?
Provided the premises is registered with HM Land Registry, and you have the information of the location of the premises, you will be able to obtain results from the HMLR of the registered proprietor for a fee.